Best way to get maximum returns on purchasing 2.5L per person tour package from SOTC or MMT

[d428709]

My family and I are planning for a trip which involves spends of 10L (2.5L per person - all inclusive trip from SOTC or MMT).

I wanted to know what is the best way to get maximum returns on these spends.

I have the following cards in my portfolio:

1. Regalia GOLD
2. Neu Infinity
3. ICICI Sapphiro
4. IDFC Wealth

All these cards have good limits - 8L+

I am also open to applying for new cards ( AMEX maybe since I don't have any AMEX in my portfolio).

Any and all suggestions are much appreciated!

 

[Anupama_Jha]

Regalia gold is an option, but I would suggest get Axis Atlas and with straight 10L spending with u can easily manage next trip (2 pax) for almost free

 

[ccdc]

apply for amex...and get points and convert to bonvoy...you'll get good return...

 

[KGSIPO]

Regalia gold is an option, but I would suggest get Axis Atlas and with straight 10L spending with u can easily manage next trip (2 pax) for almost free

In atlas card, 5 reward points for every 100 spent for travel. How can he manage next trip by spending 10lakh

 

[sahilgulati5]

what is the MCC category for MMT or SOTC. If possible to a test transaction with ur new Atlas( if u apply) n see if u r getting points. then go for full Atlas swipe.. Also check in Atlas for upto 2Lakhs/Month u get 5points/100 or for full amount

 

[Anupama_Jha]

In atlas card, 5 reward points for every 100 spent for travel. How can he manage next trip by spending 10lakh

Post that we gets regular 2x miles, conversion make 4%

 

[helloworld]

This is regalia reward rate, compare with discount u may get other banks and choose.

if not, go for gold.

Thread 'AXIS Atlas vs HDFC Regalia Gold vs AXIS Horizon vs HSBC TravelOne'

May 11, 2024

This is a wiki post, so anyone with appropriate permissions can edit and make necessary changes.

General Note:​

Redemption calculations are assumptions for illustrative purposes and may vary. Please confirm specific terms directly with card issuers.

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Terminology:​

• EM: Edge Miles (Axis Rewards)
• RP: Reward Points (HDFC Rewards)
• FYF: First Year Free
• JF: Joining Fee
• LTF: Lifetime Free
• AF: Annual Fee
• BV: Brand Vouchers (e.g., Regalia Gold Milestone Benefit)
• SFV: SmartBuy Flight Voucher...

• helloworld
• Replies: 54
• Forum: Credit Card Comparison

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[helloworld]

In atlas card, 5 reward points for every 100 spent for travel. How can he manage next trip by spending 10lakh

10l on atlas gives u anywhere from 3% to 11% (spending on 1x to 5x), check above link for calculation...

which is apprx. 30k to 1L .. enough to cover trip (as per this budget), IMO.