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Good if CRED reminders are working for you. For my wallet of 4-5 active cards, including several HDFC cards, it is hopelessly broken.Cheq could be a good option, check if you don't get charged extra fees.
Mobikwik was good but keeps getting worse day by day and the payments are slow.
What CRED ensures is the rewards are missing but the payments are super fast and the reminders help too!
if possible can someone enlighten me on the 3 words theory ?cheq
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3 words
Any reply here need you to type 3 words. But if your reply is one word then just add something like "3 words". Then your reply is posted here.if possible can someone enlighten me on the 3 words theory ?
One option is Fi Salary Acc & use DC (dbt card) to pay CC bills via Pytm, Mbikwk, Pzapp etc. (need to check the max CB per month on Fi)Hi
What is the bext way to pay CC bill to have some cashback ? please let me know
P.S
I was using cred from a long time , but cashback has reduced drastically.. i have not tried any other platform like mobikwik, freecharge, paytm, etc ..
i dont have hdfc debit card as well..
CRED is not worth it in terms of CB. Yes pathetic Rs 2 Rs 3 CBGood if CRED reminders are working for you. For my wallet of 4-5 active cards, including several HDFC cards, it is hopelessly broken.
I would have put up with all of this, but the headache inducing UI (which changes all the time) and the humiliation of routinely getting Rs. 2-3 CB for > 1 L bill payments, after having to play the stupid roulette games is just too much for me. I will keep CRED for now because I am hoping that the > 60 L CRED coins I have accumulated is useful someday, but we all know that is never going to happen.
- It prompts me for bill payments for cards that are long since cancelled (replaced due to loss or cancelled entirely) or expired. I have examples of each of these.
- It randomly associates some cards (HDFC Swiggy, Neu etc.) as subsidiary cards to the main Infinia card, and then it is impossible to figure out which card what is pending.
- Repayments made on other platforms are not updated on CRED. Sometimes it is delayed by many days and sometimes it is never updated.
- There was always the problem of identifying One Card bills, which they claim has been fixed now, but I have not tested.
Yep CC as well as rental bill payment issues have popped up on CRED.Alert!! Avoid using CRED. At the time of card payment, they show it as a success and then they refund the payment after a few days without any notification/sms/calls citing payment failure issues. It caused me late payment fees and a deduction in my Credit score (-60). Neither They accepted their mistake nor they paid any refund even after using CRED for 4+ years. CRED is not worth it for some penny cashback and credit score loss. I am currently making payments directly to a card without any third party. If you want to use third-party apps then better use PAYTM which is way faster and gives proper response within a few minutes.
It's just a useless app which only gives notifications for loans.