Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[imdjay]

Meanwhile they may ask us to courier credit balance transfer request form to Chennai address!! 😉

They do. A couple of months back I had around 70k credit balance and they asked me to send a letter to their Chennai office which I didn't do. Instead spent it all in the next month.

 

[mojo_jojo123]

I called HDFC CC for diners black 14 digit payment issue , they gave me an alternate credit card number which is of 16 digit to make payment .. can someone confirm if you have heard of something like alternate credit card number ?

 

[drsel]

I called HDFC CC for diners black 14 digit payment issue , they gave me an alternate credit card number which is of 16 digit to make payment .. can someone confirm if you have heard of something like alternate credit card number ?

No. It is better you forget about the one percent cashback and pay the regular way, normal NEFT

 

[SSV]

14 digit payment issue

For a second , I thought you made a payment amount which consists of 14 digits!!
ufff.. God bless me…

 

[mojo_jojo123]

I called HDFC CC for diners black 14 digit payment issue , they gave me an alternate credit card number which is of 16 digit to make payment .. can someone confirm if you have heard of something like alternate credit card number ?

Tried paying via this 16 digit number in park+ .. order is getting refunded .. so no use of this one

 

[drsel]

Tried paying via this 16 digit number in park+ .. order is getting refunded .. so no use of this one

I told you just pay the regular way through net banking, through the HDFC app or the regular payment gateway, just like you were doing in the past.
Don't use Park+ for DCB 14 digit cards.

 

[sm9811911]

I told you just pay the regular way through net banking, through the HDFC app or the regular payment gateway, just like you were doing in the past.
Don't use Park+ for DCB 14 digit or Amex 15 digit cards.

Amex works smoothly.

 

[drsel]

Amex works smoothly.

Amex works smoothly.

In 1 IndusInd exclusive savings account if I have three exclusive debit cards will each card get 3000 points per month ?
is the monthly limit 3000 points per debit card or per saving account?

 

[sm9811911]

I called HDFC CC for diners black 14 digit payment issue , they gave me an alternate credit card number which is of 16 digit to make payment .. can someone confirm if you have heard of something like alternate credit card number ?

Worth a try

In 1 IndusInd exclusive savings account if I have three exclusive debit cards will each card get 3000 points per month ?
is the monthly limit 3000 points per debit card or per saving account?

per d card. But visa sig and mc world have 3k points limit pm. Visa plat has 2k limit.

 

[drsel]

Worth a try

per d card. But visa sig and mc world have 3k points limit pm. Visa plat has 2k limit.

One MasterCard world exclusive debit card and two visa signature exclusive debit cards.

I am new to Paytm
What is the best option to utilise 460 cashback and 6000 Paytm cashpoints received for bill payment?

How do you utilise 460 cashback?
I get an error Paytm wallet cannot be used for any mobile recharge or electricity bill

 

[sm9811911]

One MasterCard world exclusive debit card and two visa signature exclusive debit cards.

What is the best option to utilise 450 cashback and 6000 Paytm cashpoints received for bill payment?
How do you utilise 450 cashback for the next credit card bill payment using debit card?

Paytm points have <1%cashback rate unless want to redeem them for some codes. I used for mint subscription. cashback is for fuel wallet? If so use it as the name suggests.
You got 2 visa signature dc on one account?

 

[drsel]

Paytm points have <1%cashback rate unless want to redeem them for some codes. I used for mint subscription. cashback is for fuel wallet? If so use it as the name suggests.
You got 2 visa signature dc on one account?

One MasterCard world and two visa signature for one account.
6000 Paytm points worth less than 1 Paisa each?
Still how to use them to pay electricity bills or mobile recharge or credit card bills?

 

[iAmPm]

One MasterCard world and two visa signature for one account.
6000 Paytm points worth less than 1 Paisa each?
Still how to use them to pay electricity bills or mobile recharge or credit card bills?

Go to "redeem points" section. You can buy Paytm gift voucher from there.
It will be added to your wallet. I used that for Sacn&pay. Not sure if it will be available for recharges or not. But it should be useable anywhere on Paytm and paytm merchants as its wallet money only indirectly.

 

[iAmPm]

It seems they devalued cashback points value further. Now 1300 Points give you Rs.10 paytm voucher, myntra, amazon shopping, etc. Earlier it was 1100 points.

 

[CardGame]

One MasterCard world exclusive debit card and two visa signature exclusive debit cards.

I am new to Paytm
What is the best option to utilise 460 cashback and 6000 Paytm cashpoints received for bill payment?

How do you utilise 460 cashback?
I get an error Paytm wallet cannot be used for any mobile recharge or electricity bill

How did u got 2 visa signature?

 

[CardGame]

It seems they devalued cashback points value further. Now 1300 Points give you Rs.10 paytm voucher, myntra, amazon shopping, etc. Earlier it was 1100 points.

Yep 1100 to 1300 😒

 

[CardSeeker]

Indusind Visa Signature DC used for cc billpay:

• 18 Dec on Cred (VISA POS TXN AT IN/CRED Bangalore)
• 19 Dec on PayTM (VISA POS TXN AT IN/Paytm Noida)

Received points for PayTM. Cred not credited.

@CardSeeker @finopapa did you guys get for your last Cred txns yet?

Will update if I receive the Cred one too.

Yes I Received For Both CRED AND Paytm Dec Month Starting Itself

 

[JimCarrey]

How did u got 2 visa signature?

You can make joint accounts . 5 addon accounts are free

 

[CardSeeker]

You can make joint accounts . 5 addon accounts are free

Can we make addon accounts On Select Also ?

 

[4uziaul]

Can we make addon accounts On Select Also ?

Y e s