Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[newmakerhere]

Hello Everyone

I have an HDFC Bank easy shop platinum Rupay debit card. I tried many times to pay my bob and icici credit card bill from HDFC net banking but every time it got failed an error showing "Your BoB Credit Card bill of Rs. 970.00 for HGA6P023830291946897 has been declined on BillPay due to 0399 - 0399 - PBE10002-Transaction not permitted to cardholder". Please help how can I solve it.

 

[Wealth is my birth right!]

Hello Everyone

I have an HDFC Bank easy shop platinum Rupay debit card. I tried many times to pay my bob and icici credit card bill from HDFC net banking but every time it got failed an error showing "Your BoB Credit Card bill of Rs. 970.00 for HGA6P023830291946897 has been declined on BillPay due to 0399 - 0399 - PBE10002-Transaction not permitted to cardholder". Please help how can I solve it.

Icici will go like a charm
Bob majority of the time it show this error very rare it will go through

 

[CardSeeker]

I already have indusind select account with select signature debit card?

Can i get one more select signature debit card free?

I called cc they are saying I am ineligible, they are offering select platinum dc as free

Share ur thoughts

Some One Confirm

 

[Wealth is my birth right!]

Some One Confirm

Officially NO
I had basic card and exclusive later they closed platinum dc
For some they have 3 under same account it’s some system glitch

 

[Subhajeet]

trying to pay using debit card hdfc platinum debit card to pay credit card bill of axis bank and rbl bank this is not going through genereating error please help

 

[Copycat]

trying to pay using debit card hdfc platinum debit card to pay credit card bill of axis bank and rbl bank this is not going through genereating error please help

Did you check your Platinum DC limits?
Also, what error are you getting?

 

[Wealth is my birth right!]

trying to pay using debit card hdfc platinum debit card to pay credit card bill of axis bank and rbl bank this is not going through genereating error please help

Enable e-commerce and make limit as minimum 75000

 

[Subhajeet]

done and processed after a cooling period of 2 hours when will the cash back be posted in the card

 

[Subhajeet]

this information is a hidden gem and the bank dont like to share the same information with the customers thanks to technofino group members for enlightening me was making huge loss for the last 10 years almost

 

[Subhajeet]

will the cash back be posted for the payments made for the cards held in the name of the spouse from my card and account as well let me know that

 

[Wealth is my birth right!]

this information is a hidden gem and the bank dont like to share the same information with the customers thanks to technofino group members for enlightening me was making huge loss for the last 10 years almost

yes no banks will say all this opaque and branch ppl wont explore all this benefits even for them

 

[Wealth is my birth right!]

will the cash back be posted for the payments made for the cards held in the name of the spouse from my card and account as well let me know that

no always ensure to add cards which are in name of hdfc account holder, i got call from them when added other name card

 

[Wealth is my birth right!]

done and processed after a cooling period of 2 hours when will the cash back be posted in the card

CB credit u can see once bill paid successfully max within 48 hrs

 

[Subhajeet]

yes no banks will say all this opaque and branch ppl wont explore all this benefits even for them

even if they are informed to pass the same information to customer,they dont pass the information to customer as bank gains once we are paying the bill using there billing platform they get huge affilateship comission from bill desk and only a mereshare is passed on to us as 1% cash back but the brnach staff dont want that also like the case of free locker in case of high networth banking

 

[Subhajeet]

no always ensure to add cards which are in name of hdfc account holder, i got call from them when added other name card

in that case have u made the payment or have they allowed to add the sepereate card to the account and have u received the cash back

 

[Wealth is my birth right!]

in that case have u made the payment or have they allowed to add the sepereate card to the account and have u received the cash back

When I added 3 cards in a day the next day their fraud team called me and asked whether those all belonged to me and in my name.
I said yes actually all r mine only
And just i asked the guy who called and said i should not pay bill for other cards via my account and if found they reverse cashback and all blah blah I said pls approve the 3 cards all are mine only

 

[TheMentalist]

in that case have u made the payment or have they allowed to add the sepereate card to the account and have u received the cash back

When I added 3 cards in a day the next day their fraud team called me and asked whether those all belonged to me and in my name.
I said yes actually all r mine only
And just i asked the guy who called and said i should not pay bill for other cards via my account and if found they reverse cashback and all blah blah I said pls approve the 3 cards all are mine only

You can pay for others' cards as well.. Even I got the call after adding quite a few cards at the same instant and the executive herself took consent on whether the cards belong to me and my family members 😆
Moreover, they don't ask for name when adding the card and they can't even check the same to deny you any benefits

 

[Wealth is my birth right!]

You can pay for others' cards as well.. Even I got the call after adding quite a few cards at the same instant and the executive herself took consent on whether the cards belong to me and my family members 😆
Moreover, they don't ask for name when adding the card and they can't even check the same to deny you any benefits

If it goes that way then u r lucky
Nowadays if u see any new cards added they are taking time upto 2 weeks to approve
So it’s happening thoroughly back end validation

 

[Rahul Gupta]

When I added 3 cards in a day the next day their fraud team called me and asked whether those all belonged to me and in my name.
I said yes actually all r mine only
And just i asked the guy who called and said i should not pay bill for other cards via my account and if found they reverse cashback and all blah blah I said pls approve the 3 cards all are mine only

I got verification call next day of adding four cards in billpay. He just asked if i added these or not. So, i just simply said yes and they got verified.

 

[Rahul Gupta]

Havent used paytm for payment as i have Mastercard variant which paytm doesnt accept, but MOBIKWIK also says Credit Card Bill Payment and still i always receive the reward points. Mobikwik i have personally tried and tested, always work. (Ignore the TnCs)

what about indusind billpay? Do they give debit card rewards for those transactions?