Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[4uziaul]

Through cred what is the minimum amount can pay through visa signature dc

For using any debit card the minimum amount should be 50k and above.

 

[Deathsnatcher]

Indus ind visa signature dc paid through mobikwik how many days I will receive points

You wont recieve any points for it.

 

[Daya A]

You wont recieve any points for it.

Pls explain how to receive points because in this month I already received only 2381 points through mobikwik but when I paid on25th this paid not received till now ,the process changed after 25th sep?

 

[Deathsnatcher]

Pls explain how to receive points because in this month I already received only 2381 points through mobikwik but when I paid on25th this paid not received till now ,the process changed after 25th sep?

the process changed after 19th sept before that mobikwik was giving points
when was the last payment for which u recieved points?

 

[Daya A]

the process changed after 19th sept before that mobikwik was giving points
when was the last payment for which u recieved points?

I think before 19th only ,now through paytm and cred only for visa signature for getting points

 

[Deathsnatcher]

I think before 19th only ,now through paytm and cred only for visa signature for getting points

Yes for now i guess
personally used paytm but points not credited yet.

 

[snike1792]

Does Jupiter DC and Freecharge work for CC payments?

 

[Daya A]

Yes for now i guess
personally used paytm but points not credited yet.

Then through mobikwik fir visa signature is completely patched?or will work in October?

 

[Daya A]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Pls confirm through mobikwik for visa signature is patched? not receiving points from 25th sep,if yes then any alternative to receive points

 

[Gemi_Fin]

Indus Select/Ex Visa DC - Paytm, Cred
Indus Select/Ex Master DC - Cheq
HDFC Plat DC - HDFC Billpay, FreeCharge

Now that Paytm is accepting Indus select visa DC payments after the recent glitch, has anyone received rewards for cc bills?

 

[Chaitanya-a]

Then through mobikwik fir visa signature is completely patched?or will work in October?

Pls confirm through mobikwik for visa signature is patched? not receiving points from 25th sep,if yes then any alternative to receive points

MobiKwik has been patched completely. Now you can pay via Paytm and Cred through your Indus Visa Signature DC to get points.

 

[shashank08]

Now that Paytm is accepting Indus select visa DC payments after the recent glitch, has anyone received rewards for cc bills?

I paid some 1000 rupees for testing on paytm using Indusind Select Visa Signature DC but no points till now. I paid on 27th Sept.

I am not sure how many days it takes in getting reward points.

 

[anishaga]

Yes but you've to do payment in multiples of ₹1000. Above ₹1000, FreeCharge takes 1.2% convenience fee.

50K means 50 txns, bank statement will be 🤡

 

[4uziaul]

50K means 50 txns, bank statement will be 🤡

Yes, of course. 🤭

 

[gamersgzb]

I redeemed my points day before yesterday or 3 days ago but haven't received it in my account. Is it normal?

Have you received the amount in the account for redeemed reward points

 

[Daya A]

I paid some 1000 rupees for testing on paytm using Indusind Select Visa Signature DC but no points till now. I paid on 27th Sept.

I am not sure how many days it takes in getting reward points.

Pls reply after getting points

 

[vivdwive]

I have also redeemed my HDFC debit card points 2 days back but not received yet..

I received the redemption amount in 4 days

 

[bonheur]

HDFC BillPay isn’t showing pay by debit card as an option anymore for me for any utilities, anyone else?

 

[AritraSaha]

HDFC BillPay isn’t showing pay by debit card as an option anymore for me for any utilities, anyone else?

Check the netbanking

 

[bonheur]

Check the netbanking

Of course, I’ve checked both app and netbanking. Seems to be happening since their recent redesign.