Best Way To Pay Credit Card Bills: More Information on IndusInd Exclusive Debit Cards

[seekndestroy99]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.



The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

 

[Avishma1]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

 

[pinki]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

Not eligible .

 

[Vasuki]

I paid cc bill using visa indus select dc at Cred and Bajaj finserv but no rewards added yet. Are these apps eligible for indus dc rewards. If yes, how much time will this take?

It takes 5 days ..
But which select dc ..
Variant name

 

[Avishma1]

Not eligible .

Can you share the eligible bill pay apps for indusind select debit card rewards without convenience fee charges.

 

[Vasuki]

Can you share the eligible bill pay apps for indusind select debit card rewards without convenience fee charges.

Paytm for visa cards

 

[Avishma1]

Is that only app gives cashback on indus debit card?
And no app without convenience fee?

 

[Vasuki]

Is that only app gives cashback on indus debit card?
And no app without convenience fee?

Bro nothing is constant..
It keeps on changing earlier mowobik was used ..now it doesn't featch so..
Keep checking

 

[Avishma1]

Thanks for the information

 

[Trevorjames]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.

View attachment 17298

The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

I requested for world exclusive debit card, they rejected the request, there can only be one active debit card for the account.

Talked with an employee from the branch, she also told that only can hold one active debit card.

What can I do?

 

[asathua]

It doesn't mention how you can get the additional debit cards at no additional cost to increase the cashback capping. Hence, I posted the thread since more people get to know about it 🙂

Hello, could you please help me on which DC to get.
1. Select DC with LTF Legend CC
Or 2. Exclusive DC with Pinnacle CC (I think 15k fees)

 

[pinki]

Hello, could you please help me on which DC to get.
1. Select DC with LTF Legend CC
Or 2. Exclusive DC with Pinnacle CC (I think 15k fees)

1 . If LTF

 

[Rag]

I requested for world exclusive debit card, they rejected the request, there can only be one active debit card for the account.

Talked with an employee from the branch, she also told that only can hold one active debit card.

What can I do?

yes seems they have not fixed their system. even If customer care guys try to place another card request their system gives error that previous card is not hot listed.

 

[chinnodu]

IndusInd Exclusive Account offers a free "IndusInd Exclusive Signature" Debit Card. Maximum cashback earned in a calendar month is ₹ 1050 statement credit at 0.93%.
Not many are aware that we can get 2 more debit cards issued for free in the same Exclusive Account, which would have their own separate cashback capping.

The variants are:

• Mastercard World Embossed
• Visa Platinum
  As per https://www.indusind.com/in/en/personal/Indus-Rewards-program.html, the Maximum Reward Point which can be earned in Mastercard World is 3000 (same as Exclusive Signature), but Platinum is 2000.

To get the additional debit cards, drop a mail to exclusive@indusind.com if you are an Exclusive Account Holder.

At ₹ 0.35 for a point for cash redemption, this amounts to a total of ₹ 1050 + ₹ 1050 + ₹ 700 = ₹ 2800 of cashback a month.

View attachment 17298

The cashback calculation could be a bit difficult to track and understand which is mentioned on this page:

Indus Rewards Debit Card Program - IndusInd Bank

Read all the important terms and conditions before applying for IndusInd Bank’s Debit Card. Click here and read all about IndusRewards Program here.

www.indusind.com

Hence, I calculated this in Excel, which makes it a bit easier to understand and track. Just to clarify, you can do any transaction value through the card (no minimum value). It all gets added to the spends. Then, as per your total spends, the points would be calculated at the end of the month. The debit points reflecting in your account would keep on changing in real time though.

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

If there are any discrepancies or corrections, please let me know.

This RP structure of Indusind is applicable on Utility only or on all spends (excluding funds transfer)?

 

[ritvik_joshii]

I recently opened a signature account with indus and received visa signature exclusive card. How do i get world mc card. I don't get option to apply for it in Menu > Apply > Debit Card. I get 3 debit cards there
1. Gold digital card
2. Signature Exclusive card (I don't know why if I already have it)
3. Platinum Exclusive card

Can someone help me with the process of getting mastercard world debit card

 

[knr2605]

I recently opened a signature account with indus and received visa signature exclusive card. How do i get world mc card. I don't get option to apply for it in Menu > Apply > Debit Card. I get 3 debit cards there
1. Gold digital card
2. Signature Exclusive card (I don't know why if I already have it)
3. Platinum Exclusive card

Can someone help me with the process of getting mastercard world debit card

Mee too had the same options (Select account). I called customer care and requested for Master card.
They usually say existing visa will de-activated or ask the purpose of Master card request.
I mentioned golf (as it is not available in Visa signature select) then he created the request and I can see in my app after couple of hours and delivered as well (in 3 to 4 days)

 

[master99]

Bro nothing is constant..
It keeps on changing earlier mowobik was used ..now it doesn't featch so..
Keep checking

@Vasuki I got by default visa signature card and now mc world is not visible while applying card as visa signature is reflecting in app though i am having visa signature with me. If block my visa signature points will be gone or remain as it is if i apply mc world by call?

 

[Vasuki]

@Vasuki I got by default visa signature card and now mc world is not visible while applying card as visa signature is reflecting in app though i am having visa signature with me. If block my visa signature points will be gone or remain as it is if i apply mc world by call?

Then call & apply or tell ur rm

 

[denisjos]

Default one is usually visa signature and yes mc one is not available through app or net banking. Only way to get get mc is go through customer care or make your RM/BM apply it for you.
If they are hesitant go ahead block your visa and get hold of mc. Visa dc you can still apply through app.

 

[cardy]

Then call & apply or tell ur rm

My account is upgraded recently. In rm section it's showing "yet to be assigned" how many days it takes to assign rm?

 

[SSV]

My account is upgraded recently. In rm section it's showing "yet to be assigned" how many days it takes to assign rm?

Any particular reason you want RM?