Best way to pay HDFC CC's 10L bill

[knightknight]

Hello!

I have this big bill to pay in 2 weeks. Can I get something out of it? I have HDFC, IDFC and SBI and PNB (can only pay partial I think with PNB, this one is my parent's) debits cards.

Thanks!!

 

[hellowo₹ld]

tbh, I think u already used for some unknown "commercial" purpose or other than intended credit card personal usage. I dont think u should worry about bill payment reward at this time.

 

[HumorSimpson]

@Anupama_Jha your 0.25% DC might work here.

 

[Anupama_Jha]

tbh, I think u already used for some unknown "commercial" purpose or other than intended credit card personal usage. I dont think u should worry about bill payment reward at this time.

Every penny counts😉

 

[s1t2y3a3m6]

Hello!

I have this big bill to pay in 2 weeks. Can I get something out of it? I have HDFC, IDFC and SBI and PNB (can only pay partial I think with PNB, this one is my parent's) debits cards.

Thanks!!

Family members ke SBI ac se 1 1L pay kardo har ek account se

 

[HumorSimpson]

Family members ke SBI ac se 1 1L pay kardo har ek account se

So it will be like sa1sa2sa3....

 

[knightknight]

> tbh, I think u already used for some unknown "commercial" purpose or other than intended credit card personal usage. I dont think u should worry about bill payment reward at this time.

Didn't get it. What do you mean? It was a legit spend. This was used to buy some Jewelry using my own income (income is well above this expense). It is definitely a one off spend (due to marriage) and I will happily take 4-5k of rewards if there is a way.

 

[knightknight]

> your 0.25% DC might work here.

Can you please explain? @HumorSimpson

 

[HumorSimpson]

> your 0.25% DC might work here.

Can you please explain? @HumorSimpson

I too don't know. @Anupama_Jha help him

 

[knightknight]

> Family members ke SBI ac se 1 1L pay kardo har ek account se

Thanks @s1t2y3a3m6 Can you please give some more details? Any particular portal? I have my own SBI account. I can pay fully from there, correct? What will be the benefits?

 

[s1t2y3a3m6]

Any particular portal?

Pay directly on Sbi unipay otherwise MobiKwik, canaraseyu, free charge

I have my own SBI account. I can pay fully from there, correct?

No, Now SBI dc reward structure changed

Max RPs per Txn per Day: 1000 (Rs.250) ,So don't go above 1L per txn in a day.

Max RPs Per Month: 10000 (Rs.2500).

2x for Birthday month

What will be the benefits?

Read once

D

Thread 'SBI has finally updated reward FAQs'

Aug 7, 2024

SBI (or their reward partner) has finally updated reward FAQs:

I am sharing only points that matters. All SBI Debit Cards are eligible to earn 1RP per 100 with min. of Rs.200 for 2 RP and its multiples with no exclusions as Govt txns will also earn RPs except IOCL Debit card which has more RPs on IOCL branded fuel stations but still eligible for these rewards as normal.

Virtual DC also eligible for same structure.

Till now I haven't seen any txn which hasn't provied RPs. But reward rate is 0.25% only and as a bonus for birthday month (Month in DOB registered for Primary...

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[knightknight]

@s1t2y3a3m6 Thank you so much, let me try this.

 

[sumeet]

Hello!

I have this big bill to pay in 2 weeks. Can I get something out of it? I have HDFC, IDFC and SBI and PNB (can only pay partial I think with PNB, this one is my parent's) debits cards.

Thanks!!

The best for this would have been indsind pioneer debit card. If you can get it please check and get asap.

 

[knightknight]

> The best for this would have been indsind pioneer debit card. If you can get it please check and get asap.

Thanks @sumeet. Can you please add what will be the benefits of using this over the SBI?

 

[Donald J. Trump]

> tbh, I think u already used for some unknown "commercial" purpose or other than intended credit card personal usage. I dont think u should worry about bill payment reward at this time.

Didn't get it. What do you mean? It was a legit spend. This was used to buy some Jewelry using my own income (income is well above this expense). It is definitely a one off spend (due to marriage) and I will happily take 4-5k of rewards if there is a way.

I'll tell you the best hack / tricks & tips, but for that you have to invite me to your wonderful marriage.

 

[knightknight]

I'll tell you the best hack / tricks & tips, but for that you have to invite me to your wonderful marriage.

You are always welcome Doland bhai 🤣


Now tips and tricks!

 

[Donald J. Trump]

You are always welcome Doland bhai 🤣


Now tips and tricks!

Personally earlier used HDFC Plat dc then moved to IDFC and then moved to sbi vdc (now that is also devalued)

For now i pay 25k using cred via axis liberty to meet 60k merchant milestone and meet MAB criteria. Any amount greater than 25k is sbi vdc for me. If you people find any better way do let me know.