Hi Team
This is my first post.
I also got Upgrad offer with 1.25 lac points. The only things for not availing are :
1) Rarely International & Domestic flight Travel
2) Avg Monthly spends on currently MRCC is @ 50K.
3) MRCC got LTF 5 ys ago (corporate offers). Had conversation with CC Amex for LTF or reduced fee for corporate companies (denied).
4) Do not envisage on how i can recover Annual fee of 80K.
15K can be accomdated as my majority of Spending in India reg: bill, insurance, online shopping etc.
Request for insight if i am missing some hidden part ... perticular ... point no 4.
Thanks in advance