BharatNXT: Best App for Rent Payment with Credit Card!! (@1.59% charges)

[Rahul Gupta]

Can you share for that?

Its 45 days actually.

 

[Anil_Singh]

A Comprehensive Guide on BharatNXT: An App for Rent, Bank Transfer, Utilities, Vendor & GST Payments at LOWEST FEES

Pointwise topics for easy navigation:-

• Benefits of using BharatNXT
• Offers by BharatNXT
•  Convenience/Service Fees
• Cashback provided by Cards
• Signup & Refferal Benefits
•  Steps for ₹16K Bank transfer from Credit Card for FREE!!

---

1. Benefits:
BharatNXT has some advantages over other payment apps in the market. Here they are:

• BharatNXT currently provides service for Rent, Utility, Maintenance, Vendor, GST, Bank Transfer & UPI(Coming Soon).
• If you're looking for rent payment at lowest fees then BharatNXT is for you because, any transaction done on BharatNXT will be considered as 'Utility' & hence bank will not charge you any processing fees or other charges that are charged for rent payments. Means you can do rent payment and earn cashback also.
• You can also use BharatNXT to complete milestone & for spend based annual fee waiver on Personal as well as Business CC and can earn Cashback too

---

2. Offers:
Three of the Offers provided by BharatNXT, in the month of Feb & Mar till now, are already expired, still if you want, you can see them here.

No active offers currently... I'll update new offers by posting in this thread.

---

Install from here & use my BharatNXT refferal code to get 250 BNXT Cash**: AMMKCR8

---

3. Cashback provided by cards are as follows:

Card	CB/RP (%)	Net Profit (%)
Axis Ace	2	0.47
Axis Flipkart/ HDFC Tata Neu Infinity	1.5	-0.03
SBI Simply Click	1.25	-0.28
Axis Magnus	1.2	-0.33
Cashback SBI/ HDFC Tata Neu Plus	1	-0.53
BOB Eterna	0.375	-1.16

---

4. Convenience Fee/ Service Fee (inc. GST):
BharatNXT charges a convenience fee to facilitate the transaction. The fee depends on the type of settlement and credit card you choose:

1. For Retail/Personal Credit Cards:-​

• Quick Pay (Same day settlement)- 1.71% {Till 3rd March: 1.50%}
• Classic Pay (T+1 day settlement)- 1.53% {Till 3rd March: 1.30%}

2. For Corporate/Business Credit Cards:-​

• Quick Pay (Same day settlement)- 1.77%
• Classic Pay (T+1 day settlement)- 1.77%

​

Note:​

• BharatNxt Cash can be used for paying convenience fees applicable as above (Choosing Classic Pay as a type of settlement is must to use BNXT Cash)
• 1BharatNXT Cash = 1 INR

---

5. SIgnup & Refferal Benefits:

• (Signup Benefit} You will get 100 BNXT Cash on signup and KYC completion (without refferal code).

Terms & Conditions:​

You will receive a scratch card of 100 BNXT Cash when the KYC is successfully verified and will be visible in the Rewards section. Scratch it & BNXT Cash will be added to your wallet.​

• {Refferal Benefit} With my referral code, you will get cashback (in form of BharatNXT Cash) of 100 on app download and KYC completion & 150 BNXT Cash on 1st transaction.

Terms & Conditions:​

You will receive a scratch card of 100 BNXT Cash when the KYC is successfully verified. To get an additional cashback of 150 BNXT Cash, you will need to do the first transaction greater than ₹5000. So, you will receive scratch card of 100 & 150 BNXT Cash which will be visible in the Rewards section. Scratch them & 250 BNXT Cash will be added in your wallet.​

---

5.1. Steps for ₹16K Bank Transfer for Absolutely FREE!! (For New User):

1. Install BharatNXT from above refferal link.
2. Complete SignUp process & KYC {Completely online process with Digilocker}.
3. You will instantly get 100 BNXT Cash in Scratch card.
4. Do transaction of ₹6,500 by using 100 BNXT Cash with Personal Credit Card & Classic Pay.
5. You will get 150 BNXT Cash on the next day after transaction settles.
6. Now, on next day, do transaction of ₹9,800 by using 150 BNXT Cash with Personal Credit Card & Classic Pay.

**By this way you will get ₹16,300 in your bank account from your Credit Card for FREE!!

---

If you have any questions, feel free to ask. I would be happy to help.
For more info, you can check out here.

Best regards,
@SiddharthR

Registered using your ref.

Will I be able to remove existing card and add another? Or we can add multiple cards?

Also its showing 0.99% offer till 3rd March but still notification not removed from app as its 5th now. Offer still working? We can use referal cashback with this offer as well?

 

[SiddharthR]

Registered using your ref.

Thanks

Will I be able to remove existing card and add another? Or we can add multiple cards?

Can add multiple cards

Also its showing 0.99% offer till 3rd March but still notification not removed from app as its 5th now. Offer still working? We can use referal cashback with this offer as well?

0.99% Offer not active & can't use BNXT Cash whenever that offer is active

 

[Anil_Singh]

Thanks

Can add multiple cards

0.99% Offer not active & can't use BNXT Cash whenever that offer is active

So, I can use BNXT Cash (convenience fee waiver) with classic pay. Thanks.

Millennia credit card considers rent payment through BharatNXT as a utility payment. Right? I want to max out my newly arrived Millennia card for a few months so that I can get limit enhancement offer. Heard, HDFC offers LE this way too. I got only 25k limit 😔

 

[SiddharthR]

So, I can use BNXT Cash (convenience fee waiver) with classic pay. Thanks.

Yes

Millennia credit card considers rent payment through BharatNXT as a utility payment. Right? I want to max out my newly arrived Millennia card for a few months so that I can get limit enhancement offer. Heard, HDFC offers LE this way too. I got only 25k limit 😔

Do other spends also, don't just go with only BharatNXT payment in your statement

 

[Oscar]

Anyone tried paisabazaar step up card on Bharat NXT app

Is it working?

I have tried RBL Paisabazaar duet card and got 1% cashback

 

[Oscar]

Did anyone try IndusInd legend card? I have used Indus Legend card but didn't get reward points for transaction in BharatNxt.

 

[Arnal07]

Axis ace gives 2% confirmed

 

[hellobois]

Axis ace gives 2% confirmed

Standard Chartered Smart Credit Card gives 2% ? Pls confirm.

 

[Anil_Singh]

Yes

Do other spends also, don't just go with only BharatNXT payment in your statement

Already purchased grocery from Amazon, loaded paytm wallet using zomato. These 2 will be last transactions of the month.

 

[Arnal07]

Standard Chartered Smart Credit Card gives 2% ? Pls confirm.

I don't have this cc

 

[SoggypastA]

On every transaction I do on app I get 100 nxt coins ?

 

[SiddharthR]

On every transaction I do on app I get 100 nxt coins ?

No, just for signup (100 BNXT Cash) & Refferal (150 BNXT Cash). Both one time only

 

[SiddharthR]

Update for HDFC Business CC Holders:
If your card has below feature,
"5% monthly cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)"
then you can avail it by paying on BharatNXT with upto ₹500 cashback/month as per your card variant.
(Valid only for 1st Year)
Check T&Cs as per your card variant:

Business Credit Cards

Business Credit Cards

www.hdfcbank.com

 

[ADITYA1904]

Update for HDFC Business CC Holders:
If your card has below feature,
"5% monthly cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)"
then you can avail it by paying on BharatNXT with upto ₹500 cashback/month as per your card variant.
(Valid only for 1st Year)
Check T&Cs as per your card variant:

Business Credit Cards

Business Credit Cards

www.hdfcbank.com

My wife has business regalia buy via bharatnxt transaction not going through after otp submit? Please reply there is some error

 

[SiddharthR]

My wife has business regalia buy via bharatnxt transaction not going through after otp submit? Please reply there is some error

Contact BharatNXT by clicking on need help

 

[ADITYA1904]

Contact BharatNXT by clicking on need help

Okay thanks brother

 

[SiddharthR]

Pay Your CC Bill using another Credit Card via BharatNXT
All CC Bill Payment can be done except AU, YES, BOB, SBI Banks OR banks having Alphabets at the end of their IFSC Codes.

Almost all Bank's NEFT Bill payment details can be found here.

 

[Wealth is my birth right!]

Another Update:
Pay Your CC Bill using another Credit Card via BharatNXT
All CC Bill Payment can be done except AU, YES, BOB, SBI Banks OR banks having Alphabets at the end of their IFSC Codes

Almost all Bank's NEFT Bill payment details can be found here.

@Abhishek012 @Life_style @Wealth is my birth right! @Chaitanya-a @anilsingh8248
@TheMentalist

But with 1.1% charges right

 

[churn]

But with 1.1% charges right

BharatNxt increased charges to 1.3% + GST