Both are totally separate and that is such a shame. In fact, they also now have BBNow, again separate!! Only for BB there are separate wallets. Wishful thinking, would have been wonderful if there was a single wallet for Tata Neu and could be used across all TATA sites/products! Seems unlikely but would have enhanced value for users thus increasing usage and engagement. If they plan to compete with Amazon, FK etc., they would need to do this. My personal opinion.