Bike UPI Payment

[KGSIPO]

I am planning to buy a bike costing 2.5 lakhs. Dealer charging for credit and debit cards. Ready for accepting upi payment. Can you please suggest a good card where the reward points is highest. Any other suggestions to save money also welcome

 

[paxauquabriba-4876]

I am planning to buy a bike costing 2.5 lakhs. Dealer charging for credit and debit cards. Ready for accepting upi payment. Can you please suggest a good card where the reward points is highest. Any other suggestions to save money also welcome

tata neu 1.5% but not sure if any limits or caps on cb

 

[Gaara]

tata neu 1.5% but not sure if any limits or caps on cb

1.5% back as NeuCoins on UPI spends - maximum of 500 NeuCoins per calendar month.

 

[Gaara]

Expected First comment will be Tata Neu Infinty 😂 😂 😂

 

[paxauquabriba-4876]

Expected First comment will be Tata Neu Infinty 😂 😂 😂

god knows if one really gets 1.5 % cb or its just fad

 

[Gaara]

I recommend considering the Myntra Kotak Rupay Credit Card. It offers a 1.25% cashback no capping, which is settled in your statement. You can treat this cashback as a discount, and you won’t need to pay it on the bill. However, I have doubts about whether Kotak would allow such a large transaction. 🤔

 

[paxauquabriba-4876]

1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month.

so max Rs33333.33 upi spend per month

btw upi on any upi app or is there a tata neu app for that ?

 

[paxauquabriba-4876]

I recommend considering the Myntra Kotak Rupay Credit Card. It offers a 1.25% cashback no capping, which is settled in your statement. You can treat this cashback as a discount, and you won’t need to pay it on the bill. However, I have doubts about whether Kotak would allow such a large transaction. 🤔

is this the one with higghest % cb + no cap ?

 

[Gaara]

so max Rs33333.33 upi spend per month

btw upi on any upi app or is there a tata neu app for that ?

Any UPI App, Maybe in future they could consider your suggestion and would make it TATA NEU app UPI spends only 😂

 

[Shubham Yadav]

I recommend considering the Myntra Kotak Rupay Credit Card. It offers a 1.25% cashback no capping, which is settled in your statement. You can treat this cashback as a discount, and you won’t need to pay it on the bill. However, I have doubts about whether Kotak would allow such a large transaction. 🤔

No lotak won't allow

 

[Gaara]

is this the one with higghest % cb + no cap ?

Not the highest but one with no cap.

 

[paxauquabriba-4876]

Not the highest but one with no cap.

so whats the highest ?

 

[paxauquabriba-4876]

No lotak won't allow

why kotak wont allow ?

is it upi restriction ?

 

[Gaara]

No lotak won't allow

That was expected 😂

 

[Shubham Yadav]

why kotak wont allow ?

is it upi restriction ?

Only kotak know

People are struggling above 5k transaction receiving decline msg.

Let alone speak of 2.5 L transaction

 

[varun__goel_]

why kotak wont allow ?

is it upi restriction ?

You will have to do multiple txns of 5k

And then after few payments they will block upi payments for a day or two🤡

 

[KGSIPO]

Only kotak know

People are struggling above 5k transaction receiving decline msg.

Let alone speak of 2.5 L transaction

Dealer is, saying that he is receiving money through GPay

 

[varun__goel_]

I am planning to buy a bike costing 2.5 lakhs. Dealer charging for credit and debit cards. Ready for accepting upi payment. Can you please suggest a good card where the reward points is highest. Any other suggestions to save money also welcome

Beware, merchant will have to bear MDR on UPI CC payment. And he might later demand for the same.

Otherwise he would have directly accepted card..

 

[paxauquabriba-4876]

Only kotak know

People are struggling above 5k transaction receiving decline msg.

Let alone speak of 2.5 L transaction

You will have to do multiple txns of 5k

And then after few payments they will block upi payments for a day or two🤡

i avoid kotak as their customer care is useless but did not know they were this useless

basically advertise as no cap & then put cap on transaction itself.

uday shame on you

 

[paxauquabriba-4876]

Dealer is, saying that he is receiving money through GPay

dont show eagerness to dealer if buying the bike is not essential

negotiate a hard bargain & pressure them to use card

stand your ground & tell them people are buying cars with mdr borne by dealers so whats bike gone do