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Free Credit Card to Credit Card bill pay or any Merchant UPI payment

Transaction failing is normal issue on imobile app gift card purchase. Try again or try after sometime.
Not much benefit for this inconsistent feature, order failing continuously from yesterday, even today happened the same. It says refund initiated but don't see any unbilled yet. Even for an official gift cards icici is spoiling it.
 
Abhishek with a new app trick every week.

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