These are bascially the benefits of the card and the main is about cc bill payment cashback
Reward Points with Max Reward Points
- 5% savings on your everyday spends on partner merchants. Enjoy up to 2000 Reward points per month Click here to Know More. On clicking the below.
- Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
- Online - Smart Buy- One Stop Shop for all your needs https://offers.smartbuy.hdfcbank.com/v1/foryou
- Pharmacy - Apollo Pharmacy
- Railway – IRCTC (www.irctc.co.in)
- PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
- Online Shopping – Snapdeal
- Fuel - BPCL (on HDFC Bank terminals)
- Grocery - Smart Bazaar
- Reward Points are eligible only for the above-mentioned merchant partners
- Reward Points are calculated basis the Terminal IDs (TIDs) shared by the respective merchant partners. If in case the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.
- To receive Reward Points, the minimum transaction amount should be greater than Rs. 100
- Cashback points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
- All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020.
- Customer is not eligible for redemption of cashback points on account closure
- Reward points will be credited within 90 Days from the end of the transaction month
- Cashback points need to be redeemed through Net Banking, a minimum of 250 points needs to be accumulated for redemption. No maximum capping on redemption subject to availability.
Please note:
Incase if an account has two customers with both customers holding a Rewards Debit Card each (under the same account number), all eligible transactions done on both cards shall be entitled to receive maximum 2000 cashback points per month at the account level.
Example: Account A has two cardholders 1 and 2 both holding Rewards Debit Card. For all eligible transactions done on Card 1 shall be capped at 2000 points per month and Card 2 shall be capped at 2000 points per month. Cumulative cashback at account level shall be capped at 2000 cashback points per month.