Hi everyone,
I'm new to this part of the credit card world and could really use some advice. Saw amazing redemption stories on social media and saw the opportunity I’m missing out.
I’m in the process of applying for the HDFC Biz Black Credit Card for my mom. After doing a bit of research, I’ve decided this card seems to be the best option for her since her main payments are related to GST, and she qualifies based on her Income Tax Returns (ITR).
My mom’s only source of income is from rent payments, which get deposited into her HDFC bank account.
There is no CIBIL history.
But has long relationship with HDFC bank…
My only query is that based on rental income will her application be denied??
BM has asked for computation ITR…
Would appreciate any advice, tips, or personal experiences from anyone who has gone through this process! I want to make sure we’re following all the right steps to increase our chances of approval.
Thanks in advance for your help!
I'm new to this part of the credit card world and could really use some advice. Saw amazing redemption stories on social media and saw the opportunity I’m missing out.
I’m in the process of applying for the HDFC Biz Black Credit Card for my mom. After doing a bit of research, I’ve decided this card seems to be the best option for her since her main payments are related to GST, and she qualifies based on her Income Tax Returns (ITR).
My mom’s only source of income is from rent payments, which get deposited into her HDFC bank account.
There is no CIBIL history.
But has long relationship with HDFC bank…
My only query is that based on rental income will her application be denied??
BM has asked for computation ITR…
Would appreciate any advice, tips, or personal experiences from anyone who has gone through this process! I want to make sure we’re following all the right steps to increase our chances of approval.
Thanks in advance for your help!
