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BOB Card App is now available in Google Play Store/Apple App Store

Also, it depends on what basis they process your application, if they process it as an "upgrade", old one will be blocked when its billing cycle date comes and dues are cleared. If its processed as a new application, then its a different story.

And in my experience these credit card application people are very unsure themselves, so what your application will get processed can be different from what you intended when you applied for an upgrade.
 
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