BOB Card LIFETIME FREE CONFUSION

[jr001]

Hi, yesterday I got approved BOB Easy credit card which i had applied on July 20. I had applied for it under a lifetime free offer which I saw on FB. I would like to reconfirm that it is indeed a lifetime free card.
I am confused by looking below the image. Is there any way to confirm it ?

 

[Fini7777]

Hi, yesterday I got approved BOB Easy credit card which i had applied on July 20. I had applied for it under a lifetime free offer which I saw on FB. I would like to reconfirm that it is indeed a lifetime free card.
I am confused by looking below the image. Is there any way to confirm it ?

It's LTF
Usually they don't mention that LTF badge if it is not LTF

 

[jr001]

It's LTF
Usually they don't mention that LTF badge if it is not LTF

I received confirmation from customer care stating that it's lifetime free. I believe this should be sufficient in case the bank deducts any charges in the future.

 

[vine]

You won't be charged.
It's LTF.
Same offer was there last year too

 

[helloworld]

Hi, yesterday I got approved BOB Easy credit card which i had applied on July 20. I had applied for it under a lifetime free offer which I saw on FB. I would like to reconfirm that it is indeed a lifetime free card.
I am confused by looking below the image. Is there any way to confirm it ?

Post in thread 'Bank of baroda lifetime free offer closed?'

Jun 3, 2023

It showing stamp of LTF and giving instruction to spend basis waiver

Your screenshot is unconditional LTF. And in BOB there is no spend based LTF (like HDFC) and most importantly currenty BOB providing LTF on certain cards only, do check before apply.



It looks clear in desktop, based on my earlier application experience and other posts, they crossed 'Fee' and kept big stamp that says 'Life time Free' (which means there is no fee in life time of that particular card in pocession) and their mistake is unfortunely they didn't crossed 'Reversal/waiver criteria' - hence...

• helloworld

• 
• 

: )

 

[Ekavya]

I needed a BOB credit card just for 10% Discount Offer. So I applied and I was offered 3 Credit Cards. All of them has a Life Time Free Tag but
in a confusing tone.


So are all they LTF for me? Or all of them just spend based? If they are LTF (Really) what should I apply for so that there is minimum chance for Verification? (I am done with Verification after SBI incident).

 

[Jeevan raoJeevan rao is verified member.]

I needed a BOB credit card just for 10% Discount Offer. So I applied and I was offered 3 Credit Cards. All of them has a Life Time Free Tag but
in a confusing tone.
View attachment 76839View attachment 76840View attachment 76838View attachment 76842View attachment 76841View attachment 76843

So are all they LTF for me? Or all of them just spend based? If they are LTF (Really) what should I apply for so that there is minimum chance for Verification? (I am done with Verification after SBI incident).

Yes, these 3 cards are unconditional LTF. Most probably BOB will conduct a home verification (also, the complete process might take anywhere between 10 days to 3 months)

 

[helloworld]

I needed a BOB credit card just for 10% Discount Offer. So I applied and I was offered 3 Credit Cards. All of them has a Life Time Free Tag but
in a confusing tone.
View attachment 76839View attachment 76840View attachment 76838View attachment 76842View attachment 76841View attachment 76843

So are all they LTF for me? Or all of them just spend based? If they are LTF (Really) what should I apply for so that there is minimum chance for Verification? (I am done with Verification after SBI incident).

Read this again.. it looks better in netbanking compared to mobile..

Post in thread 'Bank of baroda lifetime free offer closed?'

Jun 3, 2023

It showing stamp of LTF and giving instruction to spend basis waiver

Your screenshot is unconditional LTF. And in BOB there is no spend based LTF (like HDFC) and most importantly currenty BOB providing LTF on certain cards only, do check before apply.



It looks clear in desktop, based on my earlier application experience and other posts, they crossed 'Fee' and kept big stamp that says 'Life time Free' (which means there is no fee in life time of that particular card in pocession) and their mistake is unfortunely they didn't crossed 'Reversal/waiver criteria' - hence...

• helloworld

• 
• 

Order heirarchy:

- easy
- select
- premier

otherwise all are not good for regular spends. pick any under rupay platform or other if you prefer.

Verification, can't guarantee varies person to person. Might conduct home verification.

 

[Ekavya]

Yes, these 3 cards are unconditional LTF.

😃

Most probably BOB will conduct a home verification

😞

I am not with home verification anymore! Too much inconvenience

 

[helloworld]

😃

😞

I am not with home verification anymore! Too much inconvenience

that you cannot say no to any card, it varies and might be possible for every card or no card, depends on luck or other parametrs

 

[Ekavya]

that you cannot say no to any card, it varies and might be possible for every card or no card,

Last time (SBI) conducted two home verification and they rejected after 30 days without giving me any information. My family members were confused as If I was selling our house. Not gonna do that again.

depends on luck or other parametrs

So you are saying there is a chance of getting this card without verification?

 

[helloworld]

So you are saying there is a chance of getting this card without verification?

Yes, and that applies all cards including SBI (my friend didn't get any verification, just received a call and asked some and done), as mentioned its all luck.

If there is any, you can discuss at gate itself, no need to ask them enter your house.

 

[Ekavya]

Read this again.. it looks better in netbanking compared to mobile..

Post in thread 'Bank of baroda lifetime free offer closed?'

Jun 3, 2023

It showing stamp of LTF and giving instruction to spend basis waiver

Your screenshot is unconditional LTF. And in BOB there is no spend based LTF (like HDFC) and most importantly currenty BOB providing LTF on certain cards only, do check before apply.



It looks clear in desktop, based on my earlier application experience and other posts, they crossed 'Fee' and kept big stamp that says 'Life time Free' (which means there is no fee in life time of that particular card in pocession) and their mistake is unfortunely they didn't crossed 'Reversal/waiver criteria' - hence...

• helloworld

• 
• 

Order heirarchy:

- easy
- select
- premier

otherwise all are not good for regular spends. pick any under rupay platform or other if you prefer.

Verification, can't guarantee varies person to person. Might conduct home verification.

Man! Is Premier worth for Lounge access? or is Select is better with 5X POINTS with Online shopping ?

 

[helloworld]

Man! Is Premier worth for Lounge access? or is Select is better with 5X POINTS with Online shopping ?

none for both. Its primarly for 10% discount which you intended for getting card.

lounge no longer free it needs spends and 5x is 1.25%, there are 5% cards for that.

 

[Ekavya]

none for both. Its primarly for 10% discount which you intended for getting card.

lounge no longer free it needs spends and 5x is 1.25%, there are 5% cards for that.

Man! In the application form I am seeing My full name in the First name section. And last name is empty. What gonna happen?

 

[helloworld]

Man! In the application form I am seeing My full name in the First name section. And last name is empty. What gonna happen?View attachment 76867

Nothing just ignore, its not 100% fill only below kind of thing, if your name has spaces that means it filled all three. Just ignore.

 

[Ekavya]

Nothing just ignore, its not 100% fill only below kind of thing, if your name has spaces that means it filled all three. Just ignore.

Yes My name has space. So it's just a technical problem from there end?