BOB CC Website confusion

[Md_]

Hey guys!

I want to apply for bob card but I am confused which of the following is correct website.

I also have savings acc in bob and by clicking apply cc from BOB WORLD app it takes me to this page and I have seen YouTube video to check the process but in many video and by searching on google I also finds another website
So which one is the right one to apply?


Thank you in advance for your guidance.

 

[Odyssey]

Below one's, BOBCARD. Above is previous website when it was Bob Financial

 

[Md_]

Below one's, BOBCARD. Above is previous website when it was Bob Financial

While I clcik from Bob world app even now it directs me to old website.

You mean the website which only has mobile number to put first correct?

 

[sovon]

Use the second one, easy fast and higher approval chances.
Even if you are an existing customer you have to complete the vkyc for the second one, personally did that.

https://mycard.bobcard.tech/mobile-verification

 

[Md_]

Another question bro

I am self employed I works from home like if any order comes I order the product and deliver the same.. So in office address I put my residence address will it cause any problem?

Even in my ITR both office and home address are same. Currently I change my house I updated adhar and in March while filing itr i will change office address in itr acknowledgement too

 

[sovon]

Another question bro

I am self employed I works from home like if any order comes I order the product and deliver the same.. So in office address I put my residence address will it cause any problem?

Even in my ITR both office and home address are same. Currently I change my house I updated adhar and in March while filing itr i will change office address in itr acknowledgement too

In maximum cases it shouldn't be the problem but for safer side I will suggest to do some little changes like.

If your Home address:
Vill : Abcd
Post : egg
Then you will give:
Abcd, egg , city name, district.... Whatever is your correct address

For office:
It will be
Abcd, city name....

I mean either remove an unimportant part, or just change the arrangement slightly. Don't put same to same.

For me I also applied with same address, just removed the post office name.
That's it no problem faced

 

[Md_]

Can i do like lets say
wing A xx building name and area that's it

 

[sovon]

Offcourse, just little bit difference is enough.

 

[Md_]

Thank you so much sovon bro for your guidance

 

[Md_]

What do you think of chances of my approval :-

Cibil 785
Annual income 6lakhs as per itr.
Last 3 months no enquiry
0 credit card
2 loans active (one personal one consumer durable)
Credit age/history :- 10years i.e first loan take from date till today shows in onescore

 

[sovon]

What do you think of chances of my approval :-

Cibil 785
Annual income 6lakhs as per itr.
Last 3 months no enquiry
0 credit card
2 loans active (one personal one consumer durable)
Credit age/history :- 10years i.e first loan take from date till today shows in onescore

I think they will approve your card easily, as your CIBIL is high and credit age aslo Good.
But not sure about the limit

As here on the new portal maximum focus is on your CIBIL. They have a dedicated cibil check window with proper animation so 99% sure you will get the card approved easily.

 

[Md_]

I am actually interested in getting first credit card limit is not the matter even if I get 30-40k I am happy as I can increase later by income docs

 

[sovon]

I am actually interested in getting first credit card limit is not the matter even if I get 30-40k I am happy as I can increase later by income docs

Okay, then try.
As of now BOB is giving good approval

 

[Md_]

@sovon bro do you know what's the BOBCARD Vkyc timings?

Like morning till ?
I want to apply if I apply right now will Vkyc be performed?

 

[sovon]

@sovon bro do you know what's the BOBCARD Vkyc timings?

Like morning till ?
I want to apply if I apply right now will Vkyc be performed?

Not sure, but after 10 am to 4pm is good.
As far as I remember I applied it nearly 12pm and completed the video kyc within 4 or 5 minutes.
Better to start the vkyc at 11 am, best time

 

[Md_]

Not sure, but after 10 am to 4pm is good.
As far as I remember I applied it nearly 12pm and completed the video kyc within 4 or 5 minutes.
Better to start the vkyc at 11 am, best time

Okay bro.. And can you tell what questions they asked as it's for the first time I am applying any card

 

[sovon]

Okay bro.. And can you tell what questions they asked as it's for the first time I am applying any card

Few Questions will be written on the screen, like what's the date today, then date of birth etc.

Then the agent will ask by himself about your name, father's name, mother's name, full residencial address and office address.
Then they will ask you to show the both side of the pan card, then signature and finally a selfie of yours that's all.
Then after completing the video kyc don't close the tab, page will redirect to a new page for esign, I think you have to slide the slider and complete the esign now they will show the thank you screen for the application submission.
Also you will receive the sms only, no reference number no email nothing will come, so don't worry about that

 

[sovon]

Thread 'My BOB Cashback Credit Card Application Experience, Easy but Weird' https://technofino.in/community/thr...-application-experience-easy-but-weird.46020/

 

[Md_]

Thank you sooo much for your in depth help and guidance

 

[Md_]

Brooo @sovon .. After entering my income and fetching cibil this page showed