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[Ram1]

koi nahi.
First open where it is possible, then downgrade and transfer to rural. 🤣

If there's no super savings in rural branch, how will you transfer account to rural?

Anyhow @Abhishek012 is wrong, rural branch is capable of super premium accs too, there's no discrimination.

 

[vega]

If there's no super savings in rural branch, how will you transfer account to rural?

Anyhow @Abhishek012 is wrong, rural branch is capable of super premium accs too, there's no discrimination.

I meant, open super saving where it is possible(urban). It doesn't matter which branch, then downgrade in the same branch and move out to your destination.

 

[Ram1]

I meant, open super saving where it is possible. It doesn't matter which branch, then downgrade in the same branch and move out to your destination.

Then mab wont change, transferring accs wont change mab at all. Just downgrade works for mab change

 

[Rohith-2009]

This is interesting, First will find a rural branch within 30km range.
Open super savings account and get all dcs fyf.
After 1 month will downgrade to Advantage account with 500mab.
Good idea? @Anindya98

What's the problem in maintaining 1k? Is it really a big amount!

 

[vega]

Then mab wont change, transferring accs wont change mab at all. Just downgrade works for mab change

Really. Is that so? Then It's BOB's biggest Masterstroke. Waise bhi 500 me kya rkha hai. Paisa to mere account me hi hai.

 

[Ram1]

Really. Is that so? Then It's BOB's biggest Masterstroke.

Its applies to all banks even private sector.
Changing branch doesn't change default mab. While downgrading, home branch matters.

 

[Anindya98]

This is interesting, First will find a rural branch within 30km range.
Open super savings account and get all dcs fyf.
After 1 month will downgrade to Advantage account with 500mab.
Good idea? @Anindya98

You have to wait for 6 months before downgrade as BOB charges DC AF after 3-4 months of getting the DC.

 

[Ram1]

What's the problem in maintaining 1k? Is it really a big amount!

No, firstly i lost trust and interest in BOB. 500 is enough i feel.

Anyhow I'm giving scenerios, so that needy people can follow.
If u r observing my comments in this thread past 5 days, u will get it

 

[vega]

Its applies to all banks even private sector.
Changing branch doesn't change default mab. While downgrading, home branch matters.

I remember. A few years back, one of my cousins opened hdfc normal account with 10k then moved to 2.5K branch.

 

[Ram1]

I remember. A few years back, one of my cousins opened hdfc normal account with 10k then moved to 2.5K branch.

Branch people might specifically downgraded mab. I never heard of changing mab while transferring accounts.
I myself tried in many banks

 

[Ram1]

You have to wait for 6 months before downgrade as BOB charges DC AF after 3-4 months of getting the DC.

Then 1st option is better i think. Need only EMT card. Loosing 700 is better than visiting branches for downgrades. Who knows they might tell you to visit next day saying server problem

 

[vega]

@Abhishek012 EMT card ki lounge list ka pdf link hai?

 

[Rohith-2009]

Then 1st option is better i think. Need only EMT card. Loosing 700 is better than visiting branches for downgrades. Who knows they might tell you to visit next day saying server problem

Yes, they may say so don't waste the time

 

[Anindya98]

Then 1st option is better i think. Need only EMT card. Loosing 700 is better than visiting branches for downgrades. Who knows they might tell you to visit next day saying server problem

Currently, I hold 6 BOB DCs, so for me Super Savings Account is most beneficial. As I am saving 2537 of DC charges for the first year.
DC: Rupay Platinum (300) + Visa Male Sapphire (750) + Rupay Select Wellness (500) + EMT (600) + 18% GST on all 4 = 2537 + 2 LTF VDC

 

[Ram1]

Currently, I hold 6 BOB DCs, so for me Super Savings Account is very beneficial. As I am saving 2537 of DC charges for the first year.
DC: Rupay Platinum (300) + Visa Male Sapphire (750) + Rupay Select Wellness (500) + EMT (600) + 18% GST on all 4 = 2537 + 2 LTF VDC

If u don't mind can u tell the benefits of rupay wellness dc, sapphire in short pls

 

[vega]

Currently, I hold 6 BOB DCs, so for me Super Savings Account is most beneficial. As I am saving 2537 of DC charges for the first year.
DC: Rupay Platinum (300) + Visa Male Sapphire (750) + Rupay Select Wellness (500) + EMT (600) + 18% GST on all 4 = 2537 + 2 LTF VDC

Bob super savings account is incomparable and unique for DC.

 

[Anindya98]

If u don't mind can u tell the benefits of rupay wellness dc, sapphire in short pls

Key Benefits according to my usage:
Wellness DC: Amazon Prime, Spa Lakme 1500 Voucher(Q) & Heath Check Up(Q). Lounge access also if needed.
Sapphire DC: Airport Pick Up and Drop (Q) & Lounge Access covers all visa-supported lounges. Q= Quarterly Benefits

 

[Ram1]

Key Benefits according to my usage:
Wellness DC: Amazon Prime, Spa Lakme 1500 Voucher(Q) & Heath Check Up(Q). Lounge access also if needed.
Sapphire DC: Airport Pick Up and Drop (Q) & Lounge Access covers all visa-supported lounges. Q= Per Quarter Renewal

Nice tqs for info
According to my usage, I'm an introvert, i don't like to travel much.
Sapphire dc is of no use to me.

Wellness dc benefits are also there in EMT dc also right?

2 free virtual dcs can also be taken on advantage account right?

 

[luckymurari]

Has anyone with BOB Home Loan linked SB account got this card?

 

[vega]

Nice tqs for info
According to my usage, I'm an introvert, i don't like to travel much.
Sapphire dc is of no use to me.

Wellness dc benefits are also there in EMT dc also right?

2 free virtual dcs can also be taken on advantage account right?

Yes, for you, advantage appears prudent choice.