BOB Eterna - Annual Fee charged 3 months before 1 year completion

[Cryptopsycho]

BOB Eterna has charged me annual fee of Rs 2500/- + GST in april 23 Statement whereas i had got Eterna card in Mid July 22. I have already spent more than 2L in last 9 months and easily on way to complete Annual fee waiver target of 2.5 L.

Already wrote to Eternal Customer care but no response till now..
Has anyone else faced similar issue??

 

[D7162]

great to hear that. BOB is changing 🙂

Its more than a year old story

 

[Baki]

Ok.
One can try but majority have been directed to wait for 1 yr to get LE or upgrade.

Probably Mine had 2L Limit. Maybe that Got Me easy Next day approval.

 

[pprakash11]

Its more than a year old story

Probably Mine had 2L Limit. Maybe that Got Me easy Next day approval.

depends on P2P

 

[CC-Muncher]

Yes, Mine Upgraded Next Month Had Snapdeal (Sent income documents & Upgradation Form), You Match the criteria

Can you share the email id

 

[Baki]

Can you share the email id

conversions@bobfinancial.com

 

[D7162]

depends on P2P

Nope.. My limit was around 82k (as far as I remembered), sent mail to conversions@bobfinancial.com asking to upgrade, they sent upgrade form and asked to send Salary slip with more than 1 lakh per month, I replied whether i can share other super premium card statement like magnus (official magnus application limit was 18lakh i guess), they agreed and I shared, then after almost a month, card was directly delivered to home

Same process then repeated for my brother and his card was upgraded on similar manner

 

[Baki]

depends on P2P

I think if Anyone can meet the criteria, They Upgrade easily. No P2P agenda is their I think.

 

[CC-Muncher]

Nope.. My limit was around 82k (as far as I remembered), sent mail to conversions@bobfinancial.com asking to upgrade, they sent upgrade form and asked to send Salary slip with more than 1 lakh per month, I replied whether i can share other super premium card statement like magnus (official magnus application limit was 18lakh i guess), they agreed and I shared, then after almost a month, card was directly delivered to home

Same process then repeated for my brother and his card was upgraded on similar manner

Which cadd you had and it upgraded to what? Was the new card LTF too?

 

[zealsid]

Nope.. My limit was around 82k (as far as I remembered), sent mail to conversions@bobfinancial.com asking to upgrade, they sent upgrade form and asked to send Salary slip with more than 1 lakh per month, I replied whether i can share other super premium card statement like magnus (official magnus application limit was 18lakh i guess), they agreed and I shared, then after almost a month, card was directly delivered to home

Same process then repeated for my brother and his card was upgraded on similar manner

Did they hit CIBIL while upgrading?

 

[cc24x7]

when is BOB crediting 5L milestone points?

 

[prc1990]

Nope.. My limit was around 82k (as far as I remembered), sent mail to conversions@bobfinancial.com asking to upgrade, they sent upgrade form and asked to send Salary slip with more than 1 lakh per month, I replied whether i can share other super premium card statement like magnus (official magnus application limit was 18lakh i guess), they agreed and I shared, then after almost a month, card was directly delivered to home

Same process then repeated for my brother and his card was upgraded on similar manner

Paid upgrade?

 

[D7162]

Paid upgrade?

Yes

 

[pprakash11]

Yes

They increased your limit to how much?

 

[D7162]

They increased your limit to how much?

2 Lakh

Did they hit CIBIL while upgrading?

I dont check normally every single entry but mostly not

Which cadd you had and it upgraded to what? Was the new card LTF too?

Previous one was Premier and No Eterna is not LTF

 

[prc1990]

Yes

Is it worth?

 

[D7162]

Is it worth?

Why not ? 42-45 k transaction per month give you more than 3% as statement balance + Yearly milestone + Fee reversal + frequent good offers