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BOB Eterna is now becoming a most popular choice credit card

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J

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
eterna-shadow-19-feb24.webp
 
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RAMESH BABU N said:
Forget whether USD becomes a reserve currency or RuPay becomes a global settlement medium.

I am in favour of using RuPay at all possible places. Because, it is Indian.

And, I do not want India to pay - in USD - to Visa/MC/AmEx - as commission for all my trxns done locally.

Why should Visa/MC/AmEx get a commission/cut from my trxn done locally for ordering food from a local restaurant. That too in USD ?

I have started using RuPay cards to the max. I will continue to do so.
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Well said sir..
 
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RAMESH BABU N said:
Forget whether USD becomes a reserve currency or RuPay becomes a global settlement medium.

I am in favour of using RuPay at all possible places. Because, it is Indian.

And, I do not want India to pay - in USD - to Visa/MC/AmEx - as commission for all my trxns done locally.

Why should Visa/MC/AmEx get a commission/cut from my trxn done locally for ordering food from a local restaurant. That too in USD ?

I have started using RuPay cards to the max. I will continue to do so.
Click to expand...
My vision goes beyond this.

I want another domestic credit card company in India like RuPay.

RuPay will face pressure from another domestic company to expand quickly and launch more premium cards.

This will increase competition.

Right now, whatever we discuss or argue about, it always ends up being India vs USA.

I want people to have a choice within Indian credit card companies as well.

If someone doesn’t like the RuPay card, no problem, we have another Indian credit card company they can use.

If someone can convey this idea to RBI and govt, it would be a great favor.
 
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RAMESH BABU N said:
It will happen eventually - n sooner too.

Remember, earlier we had only NSDL, then came CDSL.

I too wish we must have another home-grown alternative to RuPay.
Click to expand...
The former CEO of NPCI also gave the example of NSE and BSE for setting up another NPCI.

Creating a credit card network is not easy. If a new company is created today, it will actually be ready for use only after 8-10 years.
 
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One important point about RuPay wasn't mentioned.

I just remembered after reading this news -

Other countries will be using RuPay and UPI technology.

For example, UAE's JAYWAN card scheme –

It is based on the RuPay card stack (developed and deployed on a large scale by NPCI in India), which is shared with the AEP to enable the UAE to achieve sovereignty in digital payments.

India's technology and India's soft power will be visible across the world.

It will earn respect for Indians globally.

 
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Swastik said:
Pretty much everything covered by Priority Pass, except maybe a few like arrival lounge T3 DEL, Irish Pub House CCU, etc
But these exceptions are very few,
And lounges that are otherwise not open to most cards like Airr Lounge VTZ is covered by DCB
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yeh Irish house ka name change hua hai na!? tcl anex something i guess? kaun se card chalte idhar
 
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kvndsz512 said:
yeh Irish house ka name change hua hai na!? tcl anex something i guess? kaun se card chalte idhar
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Not sure, haven't been to CCU in a while,

But seems you're right, it's now TCL Anex,
Before only Priority Pass used to work there,
But know i see it's available in Amex, Diners, Visa and Rupay list
Not on Mastercard though
 
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kvndsz512 said:
koi list hai kaun sa cards work karega?
Click to expand...
J

Post in thread 'Latest list of Airport Lounges : Visa vs MasterCard vs Rupay Cards'

navdeep22 said:
T3 international departures ka to acha hota haiere according
Click to expand...
Yes definitely..... no doubt in that

Op has shared Mastercard and Visa lounge list in another thread,
For Priority Pass, Amex, Diners and Rupay you can check individual websites

Lastly individual cards that you hold you'll have check yourself
 
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Swastik said:
J

Post in thread 'Latest list of Airport Lounges : Visa vs MasterCard vs Rupay Cards'

navdeep22 said:
T3 international departures ka to acha hota haiere according
Click to expand...
Yes definitely..... no doubt in that

Op has shared Mastercard and Visa lounge list in another thread,
For Priority Pass, Amex, Diners and Rupay you can check individual websites

Lastly individual cards that you hold you'll have check yourself
Click to expand...
as per this post visa one has tcl anex so emerald should also work xD but didnt find on dreamfolks with my emerald cc
 
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kvndsz512 said:
as per this post visa one has tcl anex so emerald should also work xD but didnt find on dreamfolks with my emerald cc
Click to expand...
Swastik said:
Oh Emerald works everywhere, for both primary and add on, don't worry
Click to expand...
If Emerald credit card does not show Anex Lounge on DreamFolks website, that means they have not been included in their list.
I told this many times that only the Eterna Visa credit card has a maximum number of lounges.
Emerald Visa, as of now, has 62-63 lounges.
 
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RAMESH BABU N said:
Forget whether USD becomes a reserve currency or RuPay becomes a global settlement medium.

I am in favour of using RuPay at all possible places. Because, it is Indian.

And, I do not want India to pay - in USD - to Visa/MC/AmEx - as commission for all my trxns done locally.

Why should Visa/MC/AmEx get a commission/cut from my trxn done locally for ordering food from a local restaurant. That too in USD ?

I have started using RuPay cards to the max. I will continue to do so.
Click to expand...
And this is one thing what Rupay is about.
Everyone supports the concept of Swadeshi.
What RuPay offers in the Indian context is valuable and is not in question.

What is in question, however, is the misinformation that some seems to be sharing by misrepresenting what purpose RuPay can serve.
Regardless of how pure one's sentiments are, this should be avoided.

Card networks, like RuPay, are almost plug-and-play instruments and can be replaced as needed.
Frameworks and technologies are tools to facilitate payments, but they do not strengthen the currency itself which some seems to be sharing.

Today we have RuPay.
Tomorrow, there may be new systems like Paisa, Rokda, or even Aana (with variants like 4 aana, 8 aana, and 12 aana), all designed to enable financial transactions.
OPGSP has eased processing, and SFMS will ease transactions.
UPI is expanding internationally and is already accepted in Bhutan, Mauritius, Nepal, Singapore, and more.

These tools enhance the ease of use and global accessibility of the Indian rupee, reducing reliance on foreign payment systems. That’s their purpose.
But there seems to be some misrepresentation of RuPay as a means of achieving world domination or significantly strengthening the rupee on a global scale.

Marketing should promote, not delude.
 
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_amit_ said:
And this is one thing what Rupay is about.
Everyone supports the concept of Swadeshi.
What RuPay offers in the Indian context is valuable and is not in question.

What is in question, however, is the misinformation that some seems to be sharing by misrepresenting what purpose RuPay can serve.
Regardless of how pure one's sentiments are, this should be avoided.

Card networks, like RuPay, are almost plug-and-play instruments and can be replaced as needed.
Frameworks and technologies are tools to facilitate payments, but they do not strengthen the currency itself which some seems to be sharing.

Today we have RuPay.
Tomorrow, there may be new systems like Paisa, Rokda, or even Aana (with variants like 4 aana, 8 aana, and 12 aana), all designed to enable financial transactions.
OPGSP has eased processing, and SFMS will ease transactions.
UPI is expanding internationally and is already accepted in Bhutan, Mauritius, Nepal, Singapore, and more.

These tools enhance the ease of use and global accessibility of the Indian rupee, reducing reliance on foreign payment systems. That’s their purpose.
But there seems to be some misrepresentation of RuPay as a means of achieving world domination or significantly strengthening the rupee on a global scale.

Marketing should promote, not delude.
Click to expand...
This is not misinformation. With the usage of RuPay/UPI, the rupee will become stronger.

Just recently, a report came out that Indians spend $31.7 billion abroad.

A few years ago, NPCI had said that at that time, Indians spent approx $20 billion abroad.

Don't you really think that if this $31.7 billion is spent in Indian rupees, the Indian rupee would become stronger?

When you start paying your education fees/medical fees in the US, Europe, and Canada in Indian rupees, when you pay for your world tours in Indian rupees.

What will all those countries do with this Indian rupee? They'll have to spend it back in India, right?

You have no idea how big a change it will bring by saving $31.7 billion in foreign reserves, and this is just the beginning. Indians are going to spend even more abroad now.
 
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