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BOB Eterna is now becoming a most un-popular choice credit card

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J

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
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BOB Eterna Updates :

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CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
 
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jetesh said:
15 rewards points per Rs 100 on dining , travel and international spends.
Click to expand...
For dining it has be a proper hotel and only one MCC which is valid and not applicable for any fast food
Travel you have book directly on website like indigo not applicable for MMT

Yes i accept for international spends but 41000 is less for international
 
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jetesh said:
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access.
4. International lounge access will also be announced soon. Four international lounge access already available through the Rupay network.
5. Best Reward Points. 15 rewards points per Rs 100 on dining , travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.

View attachment 70501
Click to expand...
and it has nothing to do with Rupay network..
Eterna is always like this and it is a good card for its fee, benefits and fee waiver criteria etc..
and it is not getting any more popular than before.. and it is maintaining its market position just like before..
 
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SSV said:
and it has nothing to do with Rupay network..
Eterna is always like this and it is a good card for its fee, benefits and fee waiver criteria etc..
and it is not getting any more popular than before..
Click to expand...
As per BOB credit card agents from the last 2-3 weeks, BOB eternal demands suddenly rise. Earlier, they had 10–12 applications in a month. Now they are getting more than 20–25 applications in a week.

And most of them asking for Rupay network. Convenient for UPI payment.
 
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jetesh said:
As per BOB credit card agents from the last 2-3 weeks, BOB eternal demands suddenly rise. Earlier, they had 10–12 applications in a month. Now they are getting more than 20–25 applications in a week.

And most of them asking for Rupay network. Convenient for UPI payment.
Click to expand...
It is just an intial euphoria demand. It will die down in a few months time.
 
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jetesh said:
As per BOB credit card agents from the last 2-3 weeks, BOB eternal demands suddenly rise. Earlier, they had 10–12 applications in a month. Now they are getting more than 20–25 applications in a week.

And most of them asking for Rupay network. Convenient for UPI payment.
Click to expand...
Why not take Tata Neu card for Rupay variant Cc
 
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Gkcards said:
Why not take Tata Neu card for Rupay variant Cc
Click to expand...
Main Reasons:

2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access.
4. International lounge access will also be announced soon. Four international lounge access already available through the Rupay network.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
 
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jetesh said:
Main Reasons:

2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access.
4. International lounge access will also be announced soon. Four international lounge access already available through the Rupay network.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
Click to expand...
how many people can actually fully utilise unlimited domestic lounge access!?, even if one takes around 14 domestic flights a year, then in this case booking 14 domestic flights using bob eterna won't provide any good reward rate, i think it would be better to go for atlas/horizon/dcb even regalia gold yields better reward rate than so called eterna 3.75% (even sbi cashback is giving 5% cashback on paytm and mmt 🤣 )

only positive side of eterna is (i heard it is giving 3.75 on wallet loading also, if it's true then it will get fix very soon).
 
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nh124001 said:
how many people can actually fully utilise unlimited domestic lounge access!?, even if one takes around 14 domestic flights a year, then in this case booking 14 domestic flights using bob eterna won't provide any good reward rate, i think it would be better to go for atlas/horizon/dcb even regalia gold yields better reward rate than so called eterna 3.75% (even sbi cashback is giving 5% cashback on paytm and mmt 🤣 )

only positive side of eterna is (i heard it is giving 3.75 on wallet loading also, if it's true then it will get fix very soon).
Click to expand...
Used 35+ times last year. This year already past 30+ .
 
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jetesh said:
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
Click to expand...
What is the value of these 15 RP in terms of statement credit or AGV?
I got interested only in the Online shopping part.
If this 15RP turns out to be 15 ₹ as statement credit or AGV, then this is the really the best cc in town.
 
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