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BOB Eterna is now becoming a most Un-Popular Choice Credit Card

jetesh

TF Legend
BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.
eterna-shadow-19-feb24.webp

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BOB Eterna Updates :

Screenshot_20241207_151423_Gmail.webp

CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit

CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09
 
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can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac
Screenshot_20250315_215604_Drive.webp
 
can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac
View attachment 86839
doesn't swiggy has grocery MCC code? That could be the reason for no points.

Amazon might have had a different MCC code for your other transaction.

it's always a headache dealing with Eterna and reward points. 😞😞
 
can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac
View attachment 86839
Have you mailed them regarding this? If not already, please do.
Seems like a bug unless excluded MCC is marked. Better to confirm from support.
 
why bob is not giving me reward points for amazon and swiggy transactions??

doesn't swiggy has grocery MCC code? That could be the reason for no points.

Amazon might have had a different MCC code for your other transaction.
No rewards on Bigbasket, Swiggy (esp Instamart) would be in the same grocery category.

As for Amazon, insurance and Fresh would also not earn rewards so all depends on the exact MCC.
 
dropped them a mail ystd still awaiting reply
They usually reply in 5 working days
both were normal amazon.in payments how it got 2 different MCC is weird
That's why I did not mention grocery assuming that having Eterna you might already be aware of it and might not ask.
Still in case you are not please go through the list:


Regarding different MCC, it can happen. Thats why the best way to use Eterna in such scenarios is via Amazon vouchers, or ways that are usually known works for 3.75%.
Eg: For Swiggy instamart, rather than paying directly, pay via AGV.

Also if your grocery/food-delivery bills are more than enough to justify HSBC Live+ 1K fees, get that via Cashkaro (if salaried).
 
BoB has stopped providing rewards on most Amazon/FK transactions. They have excluded supermarket convenience store etc and that excludes almost everything.
 
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