BOB Eterna is now becoming a most Un-Popular Choice Credit Card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.


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BOB Eterna Updates :



CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09

 

[vijay.vj]

Already applied for Eterna Rupay LTF 🙂
Just worried of rejection due to high credit limit or too many cards.

 

[IDontThinkSo]

Already applied for Eterna Rupay LTF 🙂
Just worried of rejection due to high credit limit or too many cards.

via Radiance/Masterstroke ?

If this is via savings account route, they will not reject.

 

[vijay.vj]

via Radiance/Masterstroke ?

If this is via savings account route, they will not reject.

Nope, not savings account route.

Bamboo from RBI. Applied for Premier and they didn't care to do VKYC for more then 2 months.

 

[IDontThinkSo]

Nope, not savings account route.

Bamboo from RBI. Applied for Premier and they didn't care to do VKYC for more then 2 months.

And they themselves offered Eterna as LTF for this?

Unlikely to reject if they have promised it themselves.

 

[vijay.vj]

And they themselves offered Eterna as LTF for this?

Nope, they started calling to meet me for physcial KYC. I denied continuing current application and asked for Eterna LTF.

 

[BhaiyaJi]

Nope, they started calling to meet me for physcial KYC. I denied continuing current application and asked for Eterna LTF.

Gajab, RBI bamboo bada zor se lag raha hai banks ko

 

[vijay.vj]

Gajab, RBI bamboo bada zor se lag raha hai banks ko

Sent them about 10 emails over 2 months and received same standard reply.
1 complaint to RBI and daily 2-3 calls from bank.

 

[shu_sha]

Sent them about 10 emails over 2 months and received same standard reply.
1 complaint to RBI and daily 2-3 calls from bank.

My application is pending since a month now, sent 3-4 mails till now but they are saying we'll arrange for physical KYC but none happened so far

Thinking now for RBIO bamboo and Eterna LTF with compensation 🤣

 

[vijay.vj]

My application is pending since a month now, sent 3-4 mails till now but they are saying we'll arrange for physical KYC but none happened so far

Thinking now for RBIO bamboo and Eterna LTF with compensation 🤣

Lol I was happy with Eterna LTF.. didnt want to risk it with asking further compensation 😛

 

[BhaiyaJi]

Lol I was happy with Eterna LTF.. didnt want to risk it with asking further compensation 😛

Ye sab dekhke lagta hai, banks ek baar mai kaam na kare aur mujhe RBI ko complain karne ka mauka de. Fir inse LTF cards lo aur maze karo 🤣

 

[risingphoenix24]

can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac

 

[IKFLRT]

can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac
View attachment 86839

doesn't swiggy has grocery MCC code? That could be the reason for no points.

Amazon might have had a different MCC code for your other transaction.

it's always a headache dealing with Eterna and reward points. 😞😞

 

[IDontThinkSo]

can anyone explain to me why bob is not giving me reward points for amazon and swiggy transactions??
check for one amazon transaction they have given the rp but not for another
what have they turned into? got eterna ltf in dec last year under their radiance ac
View attachment 86839

Have you mailed them regarding this? If not already, please do.
Seems like a bug unless excluded MCC is marked. Better to confirm from support.

 

[IKFLRT]

My application is pending since a month now, sent 3-4 mails till now but they are saying we'll arrange for physical KYC but none happened so far

Thinking now for RBIO bamboo and Eterna LTF with compensation 🤣

Bro Eterna lounge access ke liye le raho ho bass?

 

[bonheur]

why bob is not giving me reward points for amazon and swiggy transactions??

doesn't swiggy has grocery MCC code? That could be the reason for no points.

Amazon might have had a different MCC code for your other transaction.

No rewards on Bigbasket, Swiggy (esp Instamart) would be in the same grocery category.

As for Amazon, insurance and Fresh would also not earn rewards so all depends on the exact MCC.

 

[risingphoenix24]

Have you mailed them regarding this? If not already, please do.

dropped them a mail ystd still awaiting reply

As for Amazon, insurance and Fresh would also not earn rewards so all depends on the exact MCC.

both were normal amazon.in payments how it got 2 different MCC is weird

 

[IDontThinkSo]

dropped them a mail ystd still awaiting reply

They usually reply in 5 working days

both were normal amazon.in payments how it got 2 different MCC is weird

That's why I did not mention grocery assuming that having Eterna you might already be aware of it and might not ask.
Still in case you are not please go through the list:

V

Thread 'Bob Snapdeal & Other cards Rewards points changes effective from 15th July'24,'

Jun 15, 2024

Dear Customer, Please note that effective 15th July'24, some of your BOBCARD terms and conditions will be revised. Click bobfin.in/TCNU for details.

• Vineet_
• bob card bob credit card snapdeal
• Replies: 48
• Forum: BOB Cards

• 
• 

Regarding different MCC, it can happen. Thats why the best way to use Eterna in such scenarios is via Amazon vouchers, or ways that are usually known works for 3.75%.
Eg: For Swiggy instamart, rather than paying directly, pay via AGV.

Also if your grocery/food-delivery bills are more than enough to justify HSBC Live+ 1K fees, get that via Cashkaro (if salaried).

 

[bigbyte]

BoB has stopped providing rewards on most Amazon/FK transactions. They have excluded supermarket convenience store etc and that excludes almost everything.

 

[SarPanch]

BoB has stopped providing rewards on most Amazon/FK transactions. They have excluded supermarket convenience store etc and that excludes almost everything.

Any specific update ? Because it seems to be an mcc issue

 

[bigbyte]

Any specific update ? Because it seems to be an mcc issue

Supermarket and convenience store is a very broad MCC. Every mall or marketplace can be termed as a supermarket and every grocery or general stores can be convenience store.