BOB LITE Account for existing BOB SB Customers

[tuhin]

Hi,

Has anyone here who is having one BOB SBGEN Account still opened a BOB LITE account? I know this process will be offline. Only a branch can do it.

Please share your experience, how did you open? How much was your initial deposit? Did you face any obstacles?

Thank you in advance.

Thanks

 

[ritwik2000]

View attachment 65311

can you share the whole document excluding your name and address. thanks

 

[cardy]

View attachment 65311

Tumne iske liye RTI vi kar liya.
Lagta hai branch ne dhang se baat nahi kiya.


To fir RTI ke baad kya hua khula account?
Thora vistar se batao bro

 

[ritwik2000]

Tumne iske liye RTI vi kar liya.
Lagta hai branch ne dhang se baat nahi kiya.


To fir RTI ke baad kya hua khula account?
Thora vistar se batao bro

branch dont know anything.

 

[Strange]

View attachment 65311

Their system/Tab doesn't allow existing customers, even those who have closed their accounts, to select the BOB Lite account variant while opening the account.

 

[Fini7777]

Anyone of u got Rupay plat dc virtually with adv sb account in BOB
I currently use BOB B3 plus sb account with which I do not get rupay plat DC
I am thinking to conv this to adv account

 

[mailmenow]

Tumne iske liye RTI vi kar liya.
Lagta hai branch ne dhang se baat nahi kiya.


To fir RTI ke baad kya hua khula account?
Thora vistar se batao bro

The branch , R.O, even Zonal doesn't know about this, as they were telling that existing customer are not allowed to open bob lite. And also there mentioned nothing about existing customer are not eligible to open bob lite. And someone in this community inform that just raise an RTI for a confirmation. I think it's @ritwik2000 . So i raised RTI.

 

[ritwik2000]

The branch , R.O, even Zonal doesn't know about this, as they were telling that existing customer are not allowed to open bob lite. And also there mentioned nothing about existing customer are not eligible to open bob lite. And someone in this community inform that just raise an RTI for a confirmation. I think it's @ritwik2000 . So i raised RTI.

Thanks for raising the RTI. It will be great if you could provide the whole document hiding the personal details.

 

[mailmenow]

Thanks for raising the RTI. It will be great if you could provide the whole document hiding the personal details.

Yes bro I will share it. But bro how can we open Bob lite for existing customer since the system error is showing like this?? Should we need to raise the concern with RTI proof to open the same??

 

[mailmenow]

Kindly please reply here those who are opened 2nd bob account as lite?? ( Someone here mentioned he opened bob lite after closing the account and another one could not open the same after closing his bob primary account??

 

[ritwik2000]

Yes bro I will share it. But bro how can we open Bob lite for existing customer since the system error is showing like this?? Should we need to raise the concern with RTI proof to open the same??

1. first tell bm you are a existing customer and you want to open bob lite as per the rti.
2. incase bm denies to open
3. complaint in cgrs
4. if resolved then ok else complain to rbi bo with rti and stating that they are denying to open one.

 

[Fini7777]

Visited my nearest bob branch today and asked them to convert my BOB B3 Plus acc to BOB Lite

First they denied but later they tried from their side to change the scheme, unfortunately the system is not accepting the conversion

I closed the b3 plus account for now as I am not using it.
They said that The cust id will remain in their database so whenever we try to open any bob ac in future it's throwing errors and so many customers were faced this issue

I think they have to update their systems accordingly.

 

[ritwik2000]

Visited my nearest bob branch today and asked them to convert my BOB B3 Plus acc to BOB Lite

First they denied but later they tried from their side to change the scheme, unfortunately the system is not accepting the conversion

I closed the b3 plus account for now as I am not using it.
They said that The cust id will remain in their database so whenever we try to open any bob ac in future it's throwing errors and so many customers were faced this issue

I think they have to update their systems accordingly.

you should have tried schemes other than lite. It might have happened as scheme change to lite is not possible as per BOB MITC

 

[Fini7777]

you should have tried schemes other than lite. It might have happened as scheme change to lite is not possible as per BOB MITC

Actually I don't need any bob account right now If I try any other schemes I have to maintain mab and pay dc charges moreover bob lite is good as it provides rup plat dc free if 3k mab is maintained.

So I just asked them if it is possible...

 

[another]

Actually I don't need any bob account right now If I try any other schemes I have to maintain mab and pay dc charges moreover bob lite is good as it provides rup plat dc free if 3k mab is maintained.

So I just asked them if it is possible...

If rupay platinum debit card is main concern any account holder starting from advantage and up can generate rupay platinum debit card as virtual card for free of cost without any amc.

BoB Advantage provides one virtual rupay platinum DC (Free) and one physical rupay platinum DC (paid) on MAB of 2K.

Does BoB Lite provide one virtual Rupay platinum DC (Free) and one physical rupay platinum DC (free) if 3K MAB is maintained?
And if 3K MAB is not maintained and physical rupay platinum DC is not required, does this Lite account provide free virtual RPDC?

 

[mailmenow]

As per RTI reply , an existing customer can open a bob lite account. But someone claimed here that first we need to close the account then open bob lite?

 

[cardy]

BoB Advantage provides one virtual rupay platinum DC (Free) and one physical rupay platinum DC (paid) on MAB of 2K.

Does BoB Lite provide one virtual Rupay platinum DC (Free) and one physical rupay platinum DC (free) if 3K MAB is maintained?
And if 3K MAB is not maintained and physical rupay platinum DC is not required, does this Lite account provide free virtual RPDC?

Not sure but most probably lite account has problem on generating virtual card

 

[Fini7777]

As per RTI reply , an existing customer can open a bob lite account. But someone claimed here that first we need to close the account then open bob lite?

Today I visited branch to open bob lite
I Closed my bob account few months ago

They straightaway denied opening acc for me as I closed my existing acc with them
I don't have much time so, I did not argue with them

 

[mailmenow]

Today I visited branch to open bob lite
I Closed my bob account few months ago

They straightaway denied opening acc for me as I closed my existing acc with them
I don't have much time so, I did not argue with them

What's the reason why they denied?? Is it because of bob lite is for new customers as they Stated?

 

[Fini7777]

What's the reason why they denied?? Is it because of bob lite is for new customers as they Stated?

They said that They can't open a new acc again if we closed our bob acc in the past

 

[mailmenow]

They said that They can't open a new acc again if we closed our bob acc in the past

Nothing like that. There are people who closed their account and opened bob lite