BOB Lite Current Account via Offline mode/through branch

[swarupgolui]

Use BOB World app.

Same happened

 

[tuhin]

I'm trying to open (bob इ pay) Merchant upi account but rn it's showing personal account there is a option ( I'm a Merchant ) but it's not clickable in my account.

anyone have any idea?

Can you please try any other merchant upi app like Google Pay for Merchants

 

[swarupgolui]

Can you please try any other merchant upi app like Google Pay for Merchants

I already have

Google Pay for Business​

and​

PhonePe For Business​

But I was trying (bob इ pay) only for custom UPI ID...

 

[techprince]

Same happened
View attachment 110513

They havent marked your Cust ID as merchant. Contact Customer Support.

 

[xxScriptzxx]

My branch didnt ask for any deposit. I have a Non-Individual Current Account opened a month ago as well as an Individual Current Account opened in March 2025. Any offline transactions, including IP via cheque or cash will get counted towards Ledger Folio. You did a mistake by giving a cheque/cash. Should have done via UPI.





There is no confusion. ADC transactions are not chargeable. Youtube videos are giving false information. Only do UPI and Debit Card transactions and you wont be charged.

Anyways, after ruling out all options, i have opened Freedom Current Account (5000 MAB) in Federal Bank as i outgrew UPI limits quicker than expected and now in need of free NEFT/RTGS. I will be closing the Individual BOB Lite account next year and will keep Non-Individual BOB Lite as backup.

How is freedom current account in terms of charges ? I am planning to open individual ca in canara with 7500 mab ? Is federal freedom individual ca good ? What documents did u give for federal ca invidividual

 

[techprince]

How is freedom current account in terms of charges ? I am planning to open individual ca in canara with 7500 mab ? Is federal freedom individual ca good ? What documents did u give for federal ca invidividual

Mine is Non-Individual (Proprietor) account. They asked for 2 business proofs, Aadhar, PAN, 1 Photo and Proprietor Stamp. For individual CA, they wont ask for stamp. For 5K MAB, we get Free NEFT/RTGS, free 2L (or 10 times MAB whichever is higher) cash deposit, Visa Fast Biz Silver Debit Card (Rs. 350+GST renewal, waived off on Rs. 1L spends), free 5 Other ATM transactions. Avoid FedCorp registration (Rs. 1500 one time fee) and opt for FedNet Registration instead (free). SMS Alerts are not free (except for mandetory alerts) so dont opt for it while filling the form.

 

[surojitLaha]

Hey, so had I recently opened the account via online mode. I have some queries:-
1. Receiving money from any online mode is free from folio charges?
2. Sending money using upi, pay using debit card/internet banking is free from folio charges?
3. I can't be able to generate virtual dc, it showing an error that the card varient isn't available for my account. Any workaround for this?
Thanks in advance 🙏
@techprince
@tuhin

 

[techprince]

Hey, so had I recently opened the account via online mode. I have some queries:-
1. Receiving money from any online mode is free from folio charges?
2. Sending money using upi, pay using debit card/internet banking is free from folio charges?
3. I can't be able to generate virtual dc, it showing an error that the card varient isn't available for my account. Any workaround for this?
Thanks in advance 🙏
@techprince
@tuhin

1. Folio charges are only on outgoing branch transactions.
2. See above.
3. Use net banking.

 

[tuhin]

3. I can't be able to generate virtual dc, it showing an error that the card varient isn't available for my account. Any workaround for this?
Thanks in advance 🙏
@techprince
@tuhin

Raise a grievance at BOB CRM portal as I successfully generated VDC for my CA.