BoB Snapdeal Rupay Card- Best for cashback on upi txn & excluded online categories by other cards

[skyisthelimit]

Hello everyone,
I think BoB Snapdeal Rupay card is best for cashback on upi txn. All such txn are generating 1% cashback unlimited (directly credited to card post bill generation) without points redemption puzzle.
Apart from this, 2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.

Bottomline- Annual fee of Rs. 249+ GST

Please share yours experience and suggestion for other cards, which offer better cashback (real cash without redemption).

 

[4uziaul]

Guilty as charged 😬 ..

But, bro any idea on the min spend required for the 1st transaction ?

@VISHESH_BANSAL any idea?

 

[Shubham Yadav]

Guilty as charged 😬 ..

But, bro any idea on the min spend required for the 1st transaction ?

Anything Above 100rs would be fine

 

[VISHESH_BANSAL]

@VISHESH_BANSAL any idea?

Do not remember.

Someone did a Comment that for not spending minimum Amount on first txn, BOB denied the Voucher.

So keep First txn Amount 1000.

Usually for welcome Benifit in most of the banks it is 500, but still make a txn of 1000.

 

[simplegarv]

Hello everyone,
I think BoB Snapdeal Rupay card is best for cashback on upi txn. All such txn are generating 1% cashback unlimited (directly credited to card post bill generation) without points redemption puzzle.
Apart from this, 2.5% cashback on every online txn (including income tax, NPS, passport application etc), limit of Rs. 500 per billing cycle.

Bottomline- Annual fee of Rs. 249+ GST

Please share yours experience and suggestion for other cards, which offer better cashback (real cash without redemption).

are we getting all the benefits now also?

 

[simplegarv]

what do you mean? the post mentions only product feature benefit only? not sure what you mean by 'all the benefits'.

asking about are there any devaluation happened?

 

[simplegarv]

In 14 days? If that is the case one will never apply any card.

So far no such news came but anyway can't guarantee for tomorrow.

BoB Financial - Bank of Baroda Credit Card

BoB Credit Card - Your anytime money, your easy to access, meets your specific needs and enhances your life experiences. Apply Now!

www.bobfinancial.com

Not have seen the date of the thread.

 

[Jhon Anand]

Btw does this give rewards for microtransactions? I.e., those < INR 100 in value?

Any update on this?

 

[Pavan]

@VISHESH_BANSAL @ashwink is 1% cashback is unlimited!!!!!! ?

This seems to be most underrated card

 

[VISHESH_BANSAL]

@VISHESH_BANSAL @ashwink is 1% cashback is unlimited!!!!!! ?

This seems to be most underrated card

No. Upto 125.only

 

[Pavan]

No. Upto 125.only

nOT upi Offline spends

 

[Strange]

nOT upi Offline spends

But they have mentioned this on their website.

BoB Financial - Bank of Baroda Credit Card

BoB Credit Card - Your anytime money, your easy to access, meets your specific needs and enhances your life experiences. Apply Now!

www.bobfinancial.com

 

[VISHESH_BANSAL]

But they have mentioned this on their website.

BoB Financial - Bank of Baroda Credit Card

BoB Credit Card - Your anytime money, your easy to access, meets your specific needs and enhances your life experiences. Apply Now!

www.bobfinancial.com

Yes it is limited to 500 RP i.e, 125 INR.

@pprakash11 verified twice

 

[Pavan]

No no guys thanks
am asking for POS/offline non UPI spends

 

[VISHESH_BANSAL]

No no guys thanks
am asking for POS/offline non UPI spends

For that 1% has no capping.

 

[Pavan]

Am unable to do any UPI transactions i have enables POS and online both any issues

 

[yashm777]

Kotak Myntra is also good for ups in rupay platform

 

[Pavan]

@VISHESH_BANSAL am still unable to UPI in BOB card
Guys any help or escalation email please

 

[Pavan]

@VISHESH_BANSAL
Guys am still unable to do any UPI payments please can someone help me

 

[srikant]

@VISHESH_BANSAL am still unable to UPI in BOB card
Guys any help or escalation email please

Start with crm@bobfinancial.com

They'll take about a week to respond to your emails. But they usually respond thoroughly, so make sure you give them any info you think would be helpful.

 

[Pavan]

Start with crm@bobfinancial.com

They'll take about a week to respond to your emails. But they usually respond thoroughly, so make sure you give them any info you think would be helpful.

Done this it's more than a month no resolution