BPCL Octane vs ICICI HPCL Super Saver | Detailed Comarison

[superstar@123]

I have both the cards but I am not able to fully utilise any of them and with that, would thought to create a detailed comparative analysis for both.
I am just populating the basic things but would like to know how to optimise the fuel spends.

Type of Card	Co-branded Credit Card	Co-branded Credit Card
Fuel Partner	BPCL	HPCL
Annual Fee	Rs. 1,499 (Waived on spending Rs. 2 lakhs/year)	Rs. 500 (Waived on spending Rs. 40,000/year)
Joining Fee	Rs. 1,499	Rs. 500
Reward Points on Fuel	4 Reward Points/Litre	1.5 Reward Points/Litre
Reward Points on Other Spends	1 Reward Point/Rs. 100	1 Reward Point/Rs. 100
Fuel Surcharge Waiver	Yes, on fuel transactions	Yes, on fuel transactions
Lounge Access	Complimentary Lounge Access	Complimentary Lounge Access

[td]Feature[/td][td]BPCL Octane[/td][td]ICICI HPCL Super Saver[/td]

 

[Anupama_Jha]

I have both the cards but I am not able to fully utilise any of them and with that, would thought to create a detailed comparative analysis for both.
I am just populating the basic things but would like to know how to optimise the fuel spends.

Type of Card	Co-branded Credit Card	Co-branded Credit Card
Fuel Partner	BPCL	HPCL
Annual Fee	Rs. 1,499 (Waived on spending Rs. 2 lakhs/year)	Rs. 500 (Waived on spending Rs. 40,000/year)
Joining Fee	Rs. 1,499	Rs. 500
Reward Points on Fuel	4 Reward Points/Litre	1.5 Reward Points/Litre
Reward Points on Other Spends	1 Reward Point/Rs. 100	1 Reward Point/Rs. 100
Fuel Surcharge Waiver	Yes, on fuel transactions	Yes, on fuel transactions
Lounge Access	Complimentary Lounge Access	Complimentary Lounge Access

[td]Feature[/td][td]BPCL Octane[/td][td]ICICI HPCL Super Saver[/td]

ICICI HPCL is little bit complicated over BPCL octane.
Requires certain companies pos machines and RPs posting is also irregular.

If ur nearby BPCL fuel outlet is partner in extra RPs then it's no brainer cc to use. Forgot hpcl

 

[superstar@123]

ICICI HPCL is little bit complicated over BPCL octane.
Requires certain companies pos machines and RPs posting is also irregular.

If ur nearby BPCL fuel outlet is partner in extra RPs then it's no brainer cc to use. Forgot hpcl

Got it.
I also use Octane only but then since there is a limit of 2500 points per month (10k spend), I am looking to explore other options.

 

[superstar@123]

So if I use 10k of fuel per month using BPCL, is it advisable to use HP Card then ?