Regalia Gold BUSINESS REGALIA and REGALIA GOLD forex fee

[eswaranadasu]

Can someone tell me FOREX fee of BUSINESS REGALIA and REGALIA GOLD credit card ?
I am confused with this image
Is it 2% or 3.5% ???

Is it recommended to use the above cards for forex as per their REWARD RATE
Asking for my Malaysia trip

 

[xylo101]

As per my understanding from the image, RG - 2% and Regalia Bus - 3.5%.

Since there will be forex conversion fee (+GST), I think you should probably try for a Zero forex markup fee card. Assuming you are a HDFC bank customer check if any of their forex cards has this feature.

If you do want to use your CC only, then get HDFC's Global Value Program activated...it will give you 1% cashback upto Rs 1000 (or something similar) on your forex spends. The price for this was Rs 199 + GST.

 

[image]

I think, if it is Regalia "First" or Business Regalia "First", it is 3.5%+GST. Notice the word "First".

For Regalia and Business Regalia, it is 2%+GST.

For clarification, go to that particular card details on HDFC website.

I have owned Regalia (my wife's), Business Regalia First and Business Regalia.

 

[eswaranadasu]

I think, if it is Regalia "First" or Business Regalia "First", it is 3.5%+GST. Notice the word "First".

For Regalia and Business Regalia, it is 2%+GST.

For clarification, go to that particular card details on HDFC website.

I have owned Regalia (my wife's), Business Regalia First and Business Regalia.

There is only this common page for all cards
No specific document for one particular card

 

[image]

There is only this common page for all cards
No specific document for one particular card

Found another PDF on HDFC website:

"Bank Charges Cross currency mark-up of 3.5% (2% for Regalia / Business Regalia / Doctor's Regalia / InterMiles- World / InterMiles Signature / InterMiles HDFC Bank Diners Club / Diners Privilege / Diners Club Premium / Regalia First / Business Regalia First / Infinia / Infinia (Metal Edition) Diners Black / Best Price Save Smart ) 2.5% for 6E Rewards XL-IndiGo HDFC Bank Card"

 

[eswaranadasu]

Found another PDF on HDFC website:

"Bank Charges Cross currency mark-up of 3.5% (2% for Regalia / Business Regalia / Doctor's Regalia / InterMiles- World / InterMiles Signature / InterMiles HDFC Bank Diners Club / Diners Privilege / Diners Club Premium / Regalia First / Business Regalia First / Infinia / Infinia (Metal Edition) Diners Black / Best Price Save Smart ) 2.5% for 6E Rewards XL-IndiGo HDFC Bank Card"

Okay understood
Thank you