Guys need advice.
My friend has a Reglalia with a 9.8 lac limit and I suggested him to upgrade to Infinia. He reached out to his RM who forwarded the concern to the credit card team. But the team says his spending are 0 on regalia for the last 6 months and hence he is not eligible. How much spending is needed on existing card to be eligible?
He is salaried and has an ITR of 75 lac+, has a savings max account with HDFC for many years and he keeps around 3-4 lacs in that account all the time.
What are his options? Can the spend based criteria be waived off a special if RM pushes for it?