Business Regalia to Infinia

[Hoozy]

I had received business regalia two months ago on pre approved offer. Can I apply for Infinia as i touch the floor limit for infinia? Will they upgrade it to infinia considering the commercial and personal spends? ( ps:- personal spend is low as compared to business spends)

 

[sxchzy]

i doubt
but try it out

 

[D₹V]

i doubt
but try it out

+1
Try and update here also.

Community will learn something new.

 

[sxchzy]

yes
do share after you get a response

 

[Hoozy]

i doubt
but try it out

Sir can u plz tag someone who can be helpful here because i dont want to waste more months in trying if its not going to be possible for an upgrade from business regalia to infinia

 

[sxchzy]

Sir can u plz tag someone who can be helpful here because i dont want to waste more months in trying if its not going to be possible for an upgrade from business regalia to infinia

try it out by writing an email is what i meant

 

[Hoozy]

+1
Try and update here also.

Community will learn something new.

Will surely share the update once i try it out but plz tag someone who can be helpful to me or people with same query like me

 

[Hoozy]

try it out by writing an email is what i meant

Actually card has been received 2 months ago it is of no use to write an mail

 

[sxchzy]

then

Actually card has been received 2 months ago it is of no use to write an mail

it wont be possible

 

[Hoozy]

then

it wont be possible

yeah I know now it’s impossible but in future after clearing the floor credit limit of 8L and after 6 months of card , will it be eligible for an upgrade to infinia?

 

[sxchzy]

yeah I know now it’s impossible but in future after clearing the floor credit limit of 8L and after 6 months of card , will it be eligible for an upgrade to infinia?

trial and error basis

 

[BMR]

Guys need advice.

My friend has a Reglalia with a 9.8 lac limit and I suggested him to upgrade to Infinia. He reached out to his RM who forwarded the concern to the credit card team. But the team says his spending are 0 on regalia for the last 6 months and hence he is not eligible. How much spending is needed on existing card to be eligible?

He is salaried and has an ITR of 75 lac+, has a savings max account with HDFC for many years and he keeps around 3-4 lacs in that account all the time.

What are his options? Can the spend based criteria be waived off a special if RM pushes for it?

 

[sxchzy]

no

Guys need advice.

My friend has a Reglalia with a 9.8 lac limit and I suggested him to upgrade to Infinia. He reached out to his RM who forwarded the concern to the credit card team. But the team says his spending are 0 on regalia for the last 6 months and hence he is not eligible. How much spending is needed on existing card to be eligible?

He is salaried and has an ITR of 75 lac+, has a savings max account with HDFC for many years and he keeps around 3-4 lacs in that account all the time.

What are his options? Can the spend based criteria be waived off a special if RM pushes for it?

bank requires that afaik
i also had spent around 15L in 6 months on my regalia before my rm could process it for infinnia

 

[BMR]

no

bank requires that afaik
i also had spent around 15L in 6 months on my regalia before my rm could process it for infinnia

Thanks for sharing. I read on some thread here just now that the requirement is of 6 lacs of spends. Will also speak to the RM to see what he says.

 

[Hoozy]

Guys need advice.

My friend has a Reglalia with a 9.8 lac limit and I suggested him to upgrade to Infinia. He reached out to his RM who forwarded the concern to the credit card team. But the team says his spending are 0 on regalia for the last 6 months and hence he is not eligible. How much spending is needed on existing card to be eligible?

He is salaried and has an ITR of 75 lac+, has a savings max account with HDFC for many years and he keeps around 3-4 lacs in that account all the time.

What are his options? Can the spend based criteria be waived off a special if RM pushes for it?

He needs to spend around 7L in 6 months for credit card upgrade to infinia but your friend is directly eligible for applying for infinia as he hold a ITR of 75Lacs which infinia has eligible criteria of 36L ITR.
Try to push his RM or close the old card and apply for new Infinia Directly. (Ps :- get suggestions from other Cc experts)