When bank calls , easy to verify is only thing if they need is last 4 digits ..
Rest everything is known to them..
Most they can ask is mother name & dob
While Applying card on recorded line , they can ask you confirm the exact same address ..untill u say same damm address u can't get forward.
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If u feel like u r being overwhelmed.. cut the call .
Call to the bank yourself , Askin for same information.
Bank never calls with Regular number ..untill u get call from PnO or above that too is recorded line & only outgoing