• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Can anyone explain how IDFC's credit card application portal works?

shadow28

TF Buzz
I put in my details on their online portal - 3L+ net monthly salary (post tax deduction) and an ICICI Sapphiro credit card (LTF) with a 25 lakh credit limit and the IDFC portal offered me the First Select credit card but not the First Wealth credit card. What gives?
 
I put in my details on their online portal - 3L+ net monthly salary (post tax deduction) and an ICICI Sapphiro credit card (LTF) with a 25 lakh credit limit and the IDFC portal offered me the First Select credit card but not the First Wealth credit card. What gives?
Idfc giving you less than 3 lakh limit hence you see select
Above 3.5 lakh limit it gonna show Wealth

Probable cause not certain

If you get select with 3.5 + limit u can always ask for upgrade within months
 
I put in my details on their online portal - 3L+ net monthly salary (post tax deduction) and an ICICI Sapphiro credit card (LTF) with a 25 lakh credit limit and the IDFC portal offered me the First Select credit card but not the First Wealth credit card. What gives?
I had put infinia with 10+ limit, it gave me 10L limit wealth.
 
Back
Top