Got IDFC wealth credit card very easily

[Harvey_Dent]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

 

[pprakash11]

I tried to apply via c2c, didn't work. was told there is no such option.
How to apply via c2c ?

Online while applying they ask whether you have any other bank CC details if yes then enter. That's only C2C in IDFC.

 

[ghoshshubhabrata]

I tried to apply via c2c, didn't work. was told there is no such option.
How to apply via c2c ?

You can straightaway apply from the IDFC online credit card portal. They will ask you to input your monthly salary and your existing card plus limit.

 

[HumorSimpson]

You can straightaway apply from the IDFC online credit card portal. They will ask you to input your monthly salary and your existing card plus limit.

you need to change your username. you are inviting spam with open arms.

 

[MS R]

I tried to apply via c2c, didn't work. was told there is no such option.
How to apply via c2c ?

read my thread https://www.technofino.in/community...pplied-successfully-obtained-wealth-cc.23423/

 

[ghoshshubhabrata]

you need to change your username. you are inviting spam with open arms.

Yeah had this when I joined the community. Will need to wait till July to change it. 🙁

 

[SSV]

Yeah had this when I joined the community. Will need to wait till July to change it. 🙁

You can ask mods to see if they can do anything about this
@ashwink , @vaibhav111

 

[HumorSimpson]

Yeah had this when I joined the community. Will need to wait till July to change it. 🙁

So TF too has probation period 🤔

 

[ghoshshubhabrata]

You can ask mods to see if they can do anything about this
@ashwink , @vaibhav111

Sure, thanks! I'll check with them.

 

[ak1423]

What about guest visits in domestic lounge?..do we need to take add on card or its included in visits?

 

[hundredth]

Unfortunately it showed only select card for me. Tried using 5L icici card, showed Select card with 2L limit.

How long should I wait before trying with another number?

 

[Deleted member 27665]

Unfortunately it showed only select card for me. Tried using 5L icici card, showed Select card with 2L limit.

How long should I wait before trying with another number?

Do not use ICICI credit cards for C2C. Kotak and ICICI credit cards have no value in C2C. Go with HDFC, Axis or SBI credit cards for C2C if you have them.

 

[hundredth]

Do not use ICICI credit cards for C2C. Kotak and ICICI credit cards have no value in C2C. Go with HDFC, Axis or SBI credit cards for C2C if you have them.

That explains it . They offer select card with lower limit equal to that of HDFC. My HDFC and SBI cards have lower limits. ICICI has highest limit. Sad because other has used ICICI card successfully. I rejected select card and closed application.

 

[lightwaves]

Just magic of
1) NTB
2) CIBIL of around 800
3) Amex card as base
and lastly but not least it is @S S V .. 😉 😉

Whats NTB @S S V

 

[panu24]

Whats NTB @S S V

New to Bank, No relationship with bank previously.

 

[chiggybansal1]

Can anyone point out why they said that commercial credit card has been issued to me and it's MasterCard variant, even tried to request to issue me visa variant as per RBI guidelines a customer can choose which network he prefers but they said it's on pilot as of not approved. What can be done to get visa variant.

 

[helloworld]

Can anyone point out why they said that commercial credit card has been issued to me and it's MasterCard variant, even tried to request to issue me visa variant as per RBI guidelines a customer can choose which network he prefers but they said it's on pilot as of not approved. What can be done to get visa variant.

IDFC has mastercards?

 

[pprakash11]

IDFC has mastercards?

Yes. IDFC Select is in MC as well

 

[VikasAdvocate]

P

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card p

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

Please share agent mobile number

 

[iamdhamo]

Yeah, that’s what agent said, even though website mentions 36LPA. I don’t know how much he filled for me, I guess definitely more than 2lakhs/month.

IDFC cards can be applied online too via c2c without agent. Just remember to put a high salary (>3lakhs/pm) or even with a limit of 10 lakhs on infinia, you might end up getting select😂

Yes I got select only but I had above 10L limit in my regalia when I applied. Afterwards I goty infinia n when I asked idfc to do upgrade they asked my 3 months salary slips. I was not interested for wealth after the devaluations so dint proceed