Can availing a HDFC CC loan increase my burgaining power with HDFC?

[Ekavya]

I am being offered a HDFC loan on my Credit card. Tata neu plus. The interest rate and tenure isn't best. But one of my relatives needs cash right now and he doesn't care about the Interest. So my question is If I take that loan from HDFC , does it increase my worthiness / burgaining power as a Customer to get Other Credit cards (Core Credit card) or To make my existing Credit card LTF? What's your opinion?

 

[arun4455]

Post closing of the loan, it will help to some extend as the bank will earn a good amount from you.

 

[imdjay]

In short, yes.
But do the negotiation before availing.

 

[Everybody]

Post closing of the loan, it will help to some extend as the bank will earn a good amount from you.

Does this include pre closing also? Just Curious( not gonna take loan)

Let me rephrase it, for example if someone took and pre close same implies?