After getting inspired from technofino community, i suggested my friend to go for buying seltos htk automatic petrol model from ghaziabad. I am writing below our whole experience of the same.
1. Always first negotiate the buying price with dealer. (Never reveal that you intend to pay through CC, otherwise he/she won't cooperate with us or negotiate with us for price).
2. Always say that insurance you would purchase from outside which is around 50% cheaper than what dealer's offer.
3. After finalising the buying price, take the invoice from them and if the car is final from your side then, pay the booking amount (in our case Rs 25,000 we paid through CC).
4. After booking the car, we sent the mail to kia company officials, we also tweeted for the same, when the dealer refused us to take the payment in CC. So we complained to the higher officials.
5. They usually respond within 2-4 working days.
6. After all this hardwork, finally call came through the lead person of kia showroom, he agreed for the payment from CC.
7. Then we made a table as how to make the payment using different CC. In our case we used flipkart axis, hdfc infinity, AU zenith, ICICI Amazon according to cc limit allotted to us.
So if we follow this above mentioned steps, we will be definitely be able to save a lot of money. All the best to all Technofino community.