Can i Buy a Car by Paying using Credit card?

[Hemang]

Bhai kaunsi email id pe apne mail kiya tha. As expected the KIA dealer in Mumbai is not agreeing for CC payment. Please bata do bhai. Thanks

kiacare@kiaindia.net

 

[vaibhav111vaibhav111 is verified member.]

my experience was the opposite, 2% MDR on visa network i wanted to use mix of amex and visa, so only paid 25k for hyundai creta n n10. rest via RTGS and Auto loans, could have used amex platium travel but paying MDR of 2-3.5% wasn't worth it.

 

[dramitjohari]

I plan to buy TATA PUNCH. 9.5LAC.
Please suggest best options
AXIS BURGUNDY DEBIT
AXIS FLIPKART
AXIS SELECT CR CARD
HDFC TATA NEU RUPAY
HDFC REGALIA
ICICI CORAL RUPAY
AMAZON PAY ICICI
AU ZENITH
IDFC FIRST SELECT
SBI CASH BACK
I will ask for link to pay online.
Does SBI CASH BACK GIVES 5 % on online transaction?

 

[dramitjohari]

Just a add on, I don't see payment of Credit card by Debit card on CRED/Cheq.
Can someone guide how to pay by debit card and do we get reward points?

 

[iamdhamo]

Just a add on, I don't see payment of Credit card by Debit card on CRED/Cheq.
Can someone guide how to pay by debit card and do we get reward points?

R u trying to pay above cc 50k for dc option?

Not sure if dc gives points u can check other threads for it and also u have not mentioned which bank dc it is

 

[iamdhamo]

I plan to buy TATA PUNCH. 9.5LAC.
Please suggest best options
AXIS BURGUNDY DEBIT
AXIS FLIPKART
AXIS SELECT CR CARD
HDFC TATA NEU RUPAY
HDFC REGALIA
ICICI CORAL RUPAY
AMAZON PAY ICICI
AU ZENITH
IDFC FIRST SELECT
SBI CASH BACK
I will ask for link to pay online.
Does SBI CASH BACK GIVES 5 % on online transaction?

Sbi cashback gives 5% upto 5k per statment.
My suggestion would be sbi cashback for 1L
Regalia for 4 or 5L depending on how much u have spent before ( to achieve quarterly milestone of 1L and yearly milestone 1 of 5L )
Tata neu with infinity 1L (1.5% as tata neu coins)
I m not sure of au zénith card so not speaking of it
Icici Amazon pay gives 1% as cash back
Select of idfc if spend is greater than 20k then u can get 10x rewards but has 99 redemption fee where we can get 1.45% value and 1.5% is got via tata neu similar cashback

 

[dramitjohari]

R u trying to pay above cc 50k for dc option?

Not sure if dc gives points u can check other threads for it and also u have not mentioned which bank dc it is

No. I m not seeing option altogether in cred. It's only bank and UPI in payment section

 

[dramitjohari]

Sbi cashback gives 5% upto 5k per statment.
My suggestion would be sbi cashback for 1L
Regalia for 4 or 5L depending on how much u have spent before ( to achieve quarterly milestone of 1L and yearly milestone 1 of 5L )
Tata neu with infinity 1L (1.5% as tata neu coins)
I m not sure of au zénith card so not speaking of it
Icici Amazon pay gives 1% as cash back
Select of idfc if spend is greater than 20k then u can get 10x rewards but has 99 redemption fee where we can get 1.45% value and 1.5% is got via tata neu similar cashback

Burgundy Debit Card?

 

[dramitjohari]

Sbi cashback gives 5% upto 5k per statment.
My suggestion would be sbi cashback for 1L
Regalia for 4 or 5L depending on how much u have spent before ( to achieve quarterly milestone of 1L and yearly milestone 1 of 5L )
Tata neu with infinity 1L (1.5% as tata neu coins)
I m not sure of au zénith card so not speaking of it
Icici Amazon pay gives 1% as cash back
Select of idfc if spend is greater than 20k then u can get 10x rewards but has 99 redemption fee where we can get 1.45% value and 1.5% is got via tata neu similar cashback

Thanks dear.
my regalia first is free CC so is there any advantage like RP ect ??
Tata Neu Infinity has cap of 500 Neu Coins ??
Amazon Pay is Fine
IDFC Cap ??

 

[dramitjohari]

R u trying to pay above cc 50k for dc option?

Not sure if dc gives points u can check other threads for it and also u have not mentioned which bank dc it is

i m trying to pay around 40k. But i do not see option of Paying via CC at all in CRED. Is it gone now or it is for select few ??

 

[iamdhamo]

Thanks dear.
my regalia first is free CC so is there any advantage like RP ect ??
Tata Neu Infinity has cap of 500 Neu Coins ??
Amazon Pay is Fine
IDFC Cap ??

Idfc there is no cap
Yes for regalia u will get 4 points for 150 u spend

 

[iamdhamo]

i m trying to pay around 40k. But i do not see option of Paying via CC at all in CRED. Is it gone now or it is for select few ??

Try with 50k

 

[dramitjohari]

Thanks. U get option when it's more than 50000.

 

[dramitjohari]

Tata motors not agreeing for CARD PAYMENT.
2 percent extra

 

[vaibhav111vaibhav111 is verified member.]

Tata motors not agreeing for CARD PAYMENT.
2 percent extra

true.. they won't budge or hyundai didn't budge. it take it or leave it.

 

[iamdhamo]

Tata motors not agreeing for CARD PAYMENT.
2 percent extra

May be negotiate for 1.5%

 

[dramitjohari]

May be negotiate for 1.5%

not agree

 

[dramitjohari]

I have 2 RUPAY CARDS.
Is it possible I force them for UPI TRANSACTIONS.

 

[dramitjohari]

Paid 325000 via UPI in 1 day (HDFC RUPAY card)

 

[dramitjohari]

I have paid 6lac by UPI till now (rupay CC)