Can I get core HDFC cc if my first HDFC credit card is Swiggy HDFC cc?

[Ankurcc]

So, I have a bank account with HDFC since 2021. My first HDFC credit card is the Swiggy Credit Card that I applied from the Swiggy app and got it as a lifetime free card. I have been using this Swiggy HDFC card since September 2024, and now when I try to apply for an HDFC core card like MoneyBack+ or Milennia, the webpage says that I already have an HDFC credit card.

So, I wanted to ask that if my first HDFC credit card is a co-branded card (Swiggy, TataNeu, etc.), then will HDFC never give me a core card? Is there a definite rule that owning a co-branded card blocks me from getting core cards in the future? Thanks.

 

[RAMESH BABU N]

No one will show you HDFC's rule.

That’s the convention n practice.

Percieved ones.

 

[GTSaketh]

Try to apply for HDFC Freedom from Paytm if you don't mind getting any core card.

 

[zomatoo]

Try to apply for HDFC Freedom from Paytm if you don't mind getting any core card.

Freedom upgrade hoga kya baadme? kuch acchi reputation hai nhi iski.

 

[GTSaketh]

Freedom upgrade hoga kya baadme? kuch acchi reputation hai nhi iski.

Well, there is no other option as of right now.

Although you might be able convert Swiggy card to core card.