Can I get pre-approved credit card offers even if the home branch for HDFC account is in a semi-urban area?

[nangkong]

I’m going to open an HDFC account online and am planning to choose a semi-urban branch as my home branch for lower MAB. Will I still get pre-approved offers? Or should I choose an urban/metropolitan branch instead? Has anyone received and availed pre-approved card offers with a semi-urban account?

 

[Vasuki]

I’m going to open an HDFC account online and am planning to choose a semi-urban branch as my home branch for lower MAB. Will I still get pre-approved offers? Or should I choose an urban/metropolitan branch instead? Has anyone received and availed pre-approved card offers with a semi-urban account?

Hdfc doesn't do discrimination.
They will give u offer everywhere.

It all depends on amount of money u maintain ,dc spend etc etc

 

[nangkong]

Hdfc doesn't do discrimination.
They will give u offer everywhere.

It all depends on amount of money u maintain ,dc spend etc etc

ok… thanks, sir.

 

[harshn]

Has anyone got CC offer pre approved having semi urban branch in HDFC ?

 

[Akashn]

Has anyone got CC offer pre approved having semi urban branch in HDFC ?

Yes . . .

 

[harshn]

Yes . . .

U have got with semi urban branch?
How much balance or FD u were maintaing ?
How old was ur saving account ?
How much u spent using debit card ?

 

[Akashn]

U have got with semi urban branch?
How much balance or FD u were maintaing ?
How old was ur saving account ?
How much u spent using debit card ?

Yes semi urban
Balance maintained- 50-100k
Account is 1.5 years old ( I had Tata neu plus card for 8 months so i did not get any offers. After closing the card i got my first offer after 7 months but NTB willl get offer in first 3-4 months)
I spend 1-2L every month using DC ( Mostly CC bill pay and small offline transactions)

 

[harshn]

@Akashn
Which debit card u spent money from ? Moneyback or Rupay play or Millinea DC?
Tata neu u got pre approved ?
Which credit card did u get after u closed Tata neu ? Millinea CC?