Can somebody without any work/office address get Axis credit card?

[asm07]

Hi,
A cousin brother currently own two credit cards, one is amazon pay icici and the other one is icici coral rupay which he got pre-approved after a few months of getting amazon pay icici card. He is a student and pursuing his masters. I don't know how he got amazon pay card offered upfront by icici call centre executive, maybe he has an Flipkart pay later since few years.

Anyway, now he wants an Axis or Hdfc ltf card. He doesn't have any job so no office address, no account in those banks as well. Amazon pay icici credit card is 1 year old and coral rupay is about 6 months. He didn't have any prior relationship with icici bank before getting the amazon pay card.

So he was asking how could he overcome the office address step in axis bank application? Can he just use his residential address as office address? I don't won axis card so I have no clue, only thing I got to know axis loves to reject applications 😅. Need advice for hdfc ltf card also. And yes, his CIBIL is 790.

(ICICI bank was too generous, the agent advised him every step over call, he chose self employed. I don't know what he told him about work email id but it was a fast process. Within few minutes v-kyc and within few hours card was approved with 70-80k limit.)

 

[SSV]

Hi,
A cousin brother currently own two credit cards, one is amazon pay icici and the other one is icici coral rupay which he got pre-approved after a few months of getting amazon pay icici card. He is a student and pursuing his masters. I don't know how he got amazon pay card offered upfront by icici call centre executive, maybe he has an Flipkart pay later since few years.

Anyway, now he wants an Axis or Hdfc ltf card. He doesn't have any job so no office address, no account in those banks as well. Amazon pay icici credit card is 1 year old and coral rupay is about 6 months. He didn't have any prior relationship with icici bank before getting the amazon pay card.

So he was asking how could he overcome the office address step in axis bank application? Can he just use his residential address as office address? I don't won axis card so I have no clue, only thing I got to know axis loves to reject applications 😅. Need advice for hdfc ltf card also. And yes, his CIBIL is 790.

(ICICI bank was too generous, the agent advised him every step over call, he chose self employed. I don't know what he told him about work email id but it was a fast process. Within few minutes v-kyc and within few hours card was approved with 70-80k limit.)

Simple solution: Apply for FK card …putting home and office address as same…

Don’t ask any more questions..

Just do it and update here, if it works mark this post as solution/ best answer.. if it doesn’t just move on and we will work out something else !!!

All the best

 

[asm07]

Simple solution: Apply for FK card …putting home and office address as same…

Don’t ask any more questions..

Just do it and update here, if it works mark this post as solution/ best answer.. if it doesn’t just move on and we will work out something else !!!

All the best

Fk card? Nah. Not willing to spend 590 annually. So it's not possible for neo or myzone which are currently offered as ltf?
And what about hdfc ltf cards, is it possible?

 

[sidpsidp is verified member.]

Hi,
.

Tell him to repeat what he did for icici.
But without preapproved offer or c2c, they might ask for income proof.
Fk is easiest to get if you use fk regularly. For neo/myzone ltf , he might have to visit a branch/agent and apply via c2c coral.