Can we have 2 IDFC CCs?

[Lord]

I have IDFC Mil and WoW already. But I recently got SBI Elite with a much higher limit.

1. Can I apply for another IDFC CC On C2C Basis?
2. My IDFC Mil was issued 3 Months back... For how much time shall I Wait before applying for the next?

 

[RishiKiDev]

You can apply for cobranded credit cards

 

[Lord]

Actually i want Select or Wealth.

 

[RishiKiDev]

Actually i want Select or Wealth.

Only one core card at a time

 

[aayusharyan]

Nope, 2 core cards are very very rare. I have only seen @SSV pull that stunt off. Something to do with using another phone number or something like that.

 

[SSV]

Nope, 2 core cards are very very rare. I have only seen @SSV pull that stunt off. Something to do with using another phone number or something like that.

For IDFC, I only have one CC ie Wealth CC,
Another one Wealth DC for my Wealth SB account…
Both are my debut IDFC cards in their respective categories…

So as far as CC is concerned, I only have Wealth CC

 

[aayusharyan]

For IDFC, I only have one CC ie Wealth CC,
Another one Wealth DC…
Both are my debut IDFC cards in their respective categories

ohh, lol, then nevermind.

 

[newinnov]

idfc is the most hypocrite bank ever
If you have wow card you will not be given unsecured card ever. ( cibil will be hit irrespectively )
But if you have unsecured card you may get wow card! 🤷‍♂️

 

[SSV]

But if you have unsecured card you may get wow card

You are correct..
They are almost begging me everyday to take wow card, even though I already have their wealth cc..

I think they want FDs

 

[newinnov]

You are correct..
They are almost begging me everyday to take wow card, even though I already have their wealth cc..

I think they want FDs

The only reason behind offering wow card.

 

[Lord]

can anybody tell me "For how much time shall I Wait before applying for the next?" @SSV @newinnov ?

 

[s1t2y3a3m6]

can anybody tell me "For how much time shall I Wait before applying for the next?" @SSV @newinnov ?

6 month s

 

[SonyTom]

You are correct..
They are almost begging me everyday to take wow card, even though I already have their wealth cc..

I think they want FDs

How are they contacting you to take WOW card?

I have select CC, planning to take secured wow for zero forex. Don't have savings account with them

 

[SSV]

How are they contacting you to take WOW card?

I have select CC, planning to take secured wow for zero forex. Don't have savings account with them

via email or in the app..
open one FD , then they will start begging you as well

 

[SonyTom]

via email or in the app..
open one FD , then they will start begging you as well

Ok. Thanks .

 

[SSV]

Ok. Thanks .

once you open a FD funding it via other bank's account, you will start seeing offer of wow on your FD in the app ..
.

 

[SonyTom]

once you open a FD funding it via other bank's account, you will start seeing offer of wow on your FD in the app ..
.

I am yet to explore it.

So no need to open savings account at idfc to create FD?

I understand it can be done from the idfc first bank app used to manage the CC

 

[SSV]

I am yet to explore it.

So no need to open savings account at idfc to create FD?

I understand it can be done from the idfc first bank app used to manage the CC

Correct.
Go to the idfc app, open a fd funding it via external bank account

 

[SonyTom]

Thanks. Will try

 

[SonyTom]

Correct.
Go to the idfc app, open a fd funding it via external bank account

Do I need to open savings account to do FD via app (to get WOW)?

I hold only select credit card. When clicking on deposits, its asking to open savings account