Can we have 2 IDFC CCs?

[Lord]

I have IDFC Mil and WoW already. But I recently got SBI Elite with a much higher limit.

1. Can I apply for another IDFC CC On C2C Basis?
2. My IDFC Mil was issued 3 Months back... For how much time shall I Wait before applying for the next?

 

[SSV]

Do I need to open savings account to do FD via app (to get WOW)?

I hold only select credit card. When clicking on deposits, its asking to open savings account

You should be able to open without SB accoutn..try in the net banking or call CC and ask..

Dont open SB account yet..

 

[SonyTom]

You should be able to open without SB accoutn..try in the net banking or call CC and ask..

Dont open SB account yet..

Tried from website. Can put FD without opening SB.

But FD for maximum 90k. Probably CL of Wow will also be 90k.

I need CL of 1.4 Lakh minimum. Because I need to pay this amount in one go.

 

[SSV]

Tried from website. Can put FD without opening SB.

But FD for maximum 90k. Probably CL of Wow will also be 90k.

I need CL of 1.4 Lakh minimum. Because I need to pay this amount in one go.

Then , I think you better open a SB account..
then the offers will be more and regular..

 

[SonyTom]

Then , I think you better open a SB account..
then the offers will be more and regular..

Alright. Let me explore other options too with zero forex

 

[Anumod]

Nope, 2 core cards are very very rare. I have only seen @SSV pull that stunt off. Something to do with using another phone number or something like that.

i have wow, select and wealth. But select and wealth are having shared limits.

 

[mahesh.silver]

i have wow, select and wealth. But select and wealth are having shared limits.

Then in CIBIL how many accounts are reflecting 2 or 3?

 

[Anumod]

Then in CIBIL how many accounts are reflecting 2 or 3?

2 is only reflecting

 

[aayusharyan]

i have wow, select and wealth. But select and wealth are having shared limits.

How were you able to get Select and Wealth? Please share your journey.

 

[Lord]

i have wow, select and wealth. But select and wealth are having shared limits.

Wow! Now That's something unique

 

[Wealth is my birth right!]

I hold wealth cc and vistara from idfc with shared limit so its like HDFC we can have one core and other as co-branded

 

[Anumod]

How were you able to get Select and Wealth? Please share your journey.

Initially I got approved for select with 4lakh limit. Later on took the wow card creating a fd. After a year or so I started to receive messages to customize my select card with your fav photo. I opted for it as the charge was just 500 and also as promotional offer this 500 would be reversed in the form of reward points. Now this card which i received was with a different card number ( not too sure but I think that was the case) and select variant too with shared limit. Later after a year I got credit limit enhancement on my select to 5 lakh which I used as a leverage to upgrade to wealth and indeed it worked out. Now having wealth card + customized select card and the wow card.

 

[girish3456]

Only one core card at a time

Earlier I was using IDFC wealth and power plus credit cards (2 core cards). Now I have closed my power plus that's a different topic anyhow

 

[SonyTom]

Initially I got approved for select with 4lakh limit. Later on took the wow card creating a fd. After a year or so I started to receive messages to customize my select card with your fav photo. I opted for it as the charge was just 500 and also as promotional offer this 500 would be reversed in the form of reward points. Now this card which i received was with a different card number ( not too sure but I think that was the case) and select variant too with shared limit. Later after a year I got credit limit enhancement on my select to 5 lakh which I used as a leverage to upgrade to wealth and indeed it worked out. Now having wealth card + customized select card and the wow card.

Nice info.
Does the customised card look good?

 

[RishiKiDev]

Earlier I was using IDFC wealth and power plus credit cards (2 core cards). Now I have closed my power plus that's a different topic anyhow

Power plus is cobranded with HPCL

 

[girish3456]

Power plus is cobranded with HPCL

Oh right right. Thanks for correcting me

 

[iamrafic]

I have IDFC WoW, took with 10k FD.

Is it possible to apply a 2nd IDFC unsecured credit card? Or only one core card is allowed? I know there are some exceptions like some have 2-3 cards. But I dont want to get unnecessary cibil hit, if its not possible.

 

[girish3456]

I have IDFC WoW, took with 10k FD.

Is it possible to apply a 2nd IDFC unsecured credit card? Or only one core card is allowed? I know there are some exceptions like some have 2-3 cards. But I dont want to get unnecessary cibil hit, if its not possible.

Better to go with some other bank cards bro. IDFC bilkul bekar ka card after getting devaluation from May 2024

 

[theflash]

idfc is the most hypocrite bank ever
If you have wow card you will not be given unsecured card ever. ( cibil will be hit irrespectively )
But if you have unsecured card you may get wow card! 🤷‍♂️

Oh is it that means i have to stop appyling for any other card now from IDFC. btw I got 133k limit shown on lic cc but there was some address isssue so i told them to cancel the application.

 

[iamrafic]

Better to go with some other bank cards bro. IDFC bilkul bekar ka card after getting devaluation from May 2024

Yes Bro. Planning to get one card just for online offers. 10k with WoW is too small limit.