Can we open an ICICI Wealth account online?

[Momo_Scooby]

Can we open an ICICI Wealth account online?
I have a savings account with them do I need to upgrade that or separate a new request?
Can all my other icici saving accounts (mine and my wife's) will come under the family wealth account?
What's the requirement for opening a family wealth account so I can link all my and my wife's icici accounts under that?

 

[Patil007]

Visiting ICICI wealth management branch will be better idea. With their representative you can ask various questions before opening account and take 1 LTF cc also.

 

[NOOBY]

Can we open an ICICI Wealth account online?
I have a savings account with them do I need to upgrade that or separate a new request?
Can all my other icici saving accounts (mine and my wife's) will come under the family wealth account?
What's the requirement for opening a family wealth account so I can link all my and my wife's icici accounts under that?

goto branch, I have heard they usually open Wealth account with some initial deposit (varies from 5L till 10L)
Can also pursue them to provide some Core card as LTF (acc to your income bracket as Patil007 said)

If employees have some milestone to complete, they might even give you without any additional docs too

 

[Momo_Scooby]

Visiting ICICI wealth management branch will be better idea. With their representative you can ask various questions before opening account and take 1 LTF cc also.

Thanks will do that

 

[Momo_Scooby]

goto branch, I have heard they usually open Wealth account with some initial deposit (varies from 5L till 10L)
Can also pursue them to provide some Core card as LTF (acc to your income bracket as Patil007 said)

If employees have some milestone to complete, they might even give you without any additional docs too

that's a good suggestion , usually they employees do have some milestone to complete

 

[Shadab_1]

Visiting ICICI wealth management branch will be better idea. With their representative you can ask various questions before opening account and take 1 LTF cc also.

Which card one should try to get LTF ?

 

[Patil007]

Which card one should try to get LTF ?

Try Rubyx, Emerald and Sapphire. But that too depends. Because In my case they never offered anything and I was also not aware about credit card much that time.

 

[jack333]

You can easily get rubyx or even Sapphiro with wealth account

 

[Shadab_1]

You can easily get rubyx or even Sapphiro with wealth account

What about Emerald ?

 

[jack333]

They are asking TRV 2 cr for that or fd of 1 cr. It's anyways useless except unlimited lounge access

 

[Rahul Gupta]

They are asking TRV 2 cr for that or fd of 1 cr. It's anyways useless except unlimited lounge access

Then we can just make a 1 cr fd and after getting the card break it.

 

[anirban.choudhuryanirban.choudhury is verified member.]

What about Emerald ?

Emeralde LTF is next to impossible just with wealth account
If you have high NRV above 50 lakhs you can try

 

[anirban.choudhuryanirban.choudhury is verified member.]

Saphiro you can negotiate if you have salary above 2 lakhs or Rubyx if salary above 1 lakh

 

[yadavji]

I got Sapphiro LTF because of the corporate tie-up, but they told me Emeralde requires a 2cr TRV.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I got Sapphiro LTF because of the corporate tie-up, but they told me Emeralde requires a 2cr TRV.

Uptill Sapphiro , you can get easily . I managed to get Emirates Emeralde & Emeralde card LTF after a lot of negotiation and struggle without any high NRV

 

[jack333]

Uptill Sapphiro , you can get easily . I managed to get Emirates Emeralde & Emeralde card LTF after a lot of negotiation and struggle without any high NRV

What was your TRV? Any loans with icici?

 

[anirban.choudhuryanirban.choudhury is verified member.]

What was your TRV? Any loans with icici?

No loans
I have a wealth salary account and decent investment on icici direct

 

[jack333]

What was your TRV if you don't mind?

 

[0xfallup]

Uptill Sapphiro , you can get easily . I managed to get Emirates Emeralde & Emeralde card LTF after a lot of negotiation and struggle without any high NRV

can you share how did you negotiated and everything was from start to end 🙂

 

[Patil007]

Why to open online, when you can go offline and ask credit card LTF with the account.