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Can we use personal cc for Business expense?

Vipul

TF Buzz
can we spend for business and earn points on the personal credit card or its better to take corporate credit ?
how is the reward system for personal and business credit cards which option is better?
 
Solution
Bussiness cards are specially made for all high value spends without restrictions like we have hdfc regalia bussiness card and so many banks give option to opt for bussiness cards if your spending is high.

If your spends are less like for eg limit is 1L and monthly utilisation is 30-50k then you should use personal cards for bussiness spends

for every month 1L regular spends bank doesn't mind, the issues comes if there is constant high spending is measured by bank which can lead to blockage of card or they can give first warning and take points.

If your spends are less do with personal cards and if really high you can take any bussiness cards according to your taste and spends.
Bussiness cards are specially made for all high value spends without restrictions like we have hdfc regalia bussiness card and so many banks give option to opt for bussiness cards if your spending is high.

If your spends are less like for eg limit is 1L and monthly utilisation is 30-50k then you should use personal cards for bussiness spends

for every month 1L regular spends bank doesn't mind, the issues comes if there is constant high spending is measured by bank which can lead to blockage of card or they can give first warning and take points.

If your spends are less do with personal cards and if really high you can take any bussiness cards according to your taste and spends.
 
Solution
Can take multiple credit card and keep the monthly usage less then 30%.
Is it good idea
If not then which company offer best credit card to corporate use and i want credit card to travel.
 
can we spend for business and earn points on the personal credit card or its better to take corporate credit ?
how is the reward system for personal and business credit cards which option is better?
For business spending one should always use business credit card according to credit card's MITC,
but if you spend about 20k to 30k per month for your business (as @pointsminter said) then you can use personal credit card for that.
Personal credit card offer height reward rate.
 
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