Card for Govt transactions.

[Shubham Mishra]

Hi,
I have following govertment related expense, which card would be best suitable as recently there are lot of changes in norms.
Advace tax - 50 p.m
PF - 16k p.m
NPS - 50k p.y

Cards I have -
1. HDFC regalia - I use it for rent payment, fortunately I get rewards for them.
2. AMEX MRCC - Can I use 20K of this for advance tax for milestone benefit?
3. HDFC Business Debit card - about to get this, it gives 5% on for govt transaction but the cap is 750rs (15k per month)
4. SBI CC
5. AXIS Ace - used in past for NPS but that's also devalued.
6. Amazon CC
7. Onecard.

I am able to get annaual fees waived already on all the card, so open to get new one if makes sense.

 

[Shubham Yadav]

Hi,
I have following govertment related expense, which card would be best suitable as recently there are lot of changes in norms.
Advace tax - 50 p.m
PF - 16k p.m
NPS - 50k p.y

Cards I have -
1. HDFC regalia - I use it for rent payment, fortunately I get rewards for them.
2. AMEX MRCC - Can I use 20K of this for advance tax for milestone benefit?
3. HDFC Business Debit card - about to get this, it gives 5% on for govt transaction but the cap is 750rs (15k per month)
4. SBI CC
5. AXIS Ace - used in past for NPS but that's also devalued.
6. Amazon CC
7. Onecard.

I am able to get annaual fees waived already on all the card, so open to get new one if makes sense.

PF payment through CC ?

Something missing ? 🤔🤔

 

[Shubham Mishra]

PF payment through CC ?

Something missing ? 🤔🤔

Not EPF but I want to add some corpus amount in PF, may be VPF. Not sure, If it is possible with cc.

 

[suhas.gopal]

Don't think for Advance tax can be paid using Amex.

 

[Shubham Mishra]

Don't think for Advance tax can be paid using Amex.

I am open to get new cards, if it's possible with other

 

[sourpai]

I am open to get new cards, if it's possible with other

Get IDFC Wealth... if not then Select. StanC Ultimate is also an option but little expensive in terms of annual fees

 

[palen]

Refer this,

Best Cashback Credit Cards: Comparison of Cashback across merchants and categories

If you have several cashback credit cards and want to know which offers the best rewards on a category, then this comparison table will help you. Criteria: Credit Cards with Annual Fee < Rs 1000 or are offered as LTF List of credit cards for which we are covering cashback rates SBI Cashback...

cardmaven.in

 

[Tarun239]

Which credit card can be used for income tax payment?

 

[Shubham Mishra]

Get IDFC Wealth... if not then Select. StanC Ultimate is also an option but little expensive in terms of annual fees

IDFC Wealth gives 10X RP on spend above 30K I guess, Will the 10x applies to the whole outstanding in statement or to your spends - 30k?

 

[Shubham Mishra]

Refer this,

Best Cashback Credit Cards: Comparison of Cashback across merchants and categories

If you have several cashback credit cards and want to know which offers the best rewards on a category, then this comparison table will help you. Criteria: Credit Cards with Annual Fee < Rs 1000 or are offered as LTF List of credit cards for which we are covering cashback rates SBI Cashback...

cardmaven.in

It looks Amazon pay or SC Ultimates from list makes sense 🙂, thanks btw

 

[Tarun239]

IDFC Wealth gives 10X RP on spend above 30K I guess, Will the 10x applies to the whole outstanding in statement or to your spends - 30k?

Thanks, I have idfc select, not sure it will give 10 x reward points on tax payments.

 

[ccdc]

Hi,
I have following govertment related expense, which card would be best suitable as recently there are lot of changes in norms.
Advace tax - 50 p.m
PF - 16k p.m
NPS - 50k p.y

Cards I have -
1. HDFC regalia - I use it for rent payment, fortunately I get rewards for them.
2. AMEX MRCC - Can I use 20K of this for advance tax for milestone benefit?
3. HDFC Business Debit card - about to get this, it gives 5% on for govt transaction but the cap is 750rs (15k per month)
4. SBI CC
5. AXIS Ace - used in past for NPS but that's also devalued.
6. Amazon CC
7. Onecard.

I am able to get annaual fees waived already on all the card, so open to get new one if makes sense.

did you get the business dc?

 

[Harry1]

Are onecard and icici Amazon Pay cards still giving 1% on income tax payments?

 

[Copycat]

Are onecard and icici Amazon Pay cards still giving 1% on income tax payments?

Yes, Amazon Pay is giving 1%. Paid 3 days ago

 

[Harry1]

Yes, Amazon Pay is giving 1%. Paid 3 days ago

How did u check? Ur bill generated already?

 

[Harry1]

How did u check? Ur bill generated already?

@Copycat Any update on this?

 

[Copycat]

@Copycat Any update on this?

In ICICI NetBanking, you can see the RP immediately (or usually 1 day later) after the transaction is done. You check under current statement, that shows the transactions after the last bill was generated

 

[Harry1]

In ICICI NetBanking, you can see the RP immediately (or usually 1 day later) after the transaction is done

Please do update once ur bill is generated. If possible, please share screenshot as well. As few people are saying that it is removed.


Source - Page-19 in below document

https://www.icicibank.com/managed-assets/docs/personal/cards/tc-for-amazon-pay-credit-card.pdf

 

[Copycat]

Please do update once ur bill is generated. If possible, please share screenshot as well. As few people are saying that it is removed.

View attachment 60135
Source - Page-19 in below document

https://www.icicibank.com/managed-assets/docs/personal/cards/tc-for-amazon-pay-credit-card.pdf

Sorry, I did not see your earlier message. Else would have replied soon after. My bill was also generated soon after your previous message on 18th June. Here is the extract. I removed the 2nd & 6th columns for privacy reasons. 5th column was blank (Intl' transactions)

 

[Copycat]

Earlier, i.e. last year, Amazon was not offering points on income tax payments. I had checked by doing a transaction. But from February 24 they announced that Govt transactions would earn rewards.