card suggestions and which card to close/keep choose?

[technogurpreet]

Hi new to community and need help to better utilize my cards or add/close useless ones

My current cards
-ICICI MMT PLATINUM LTF
-ICICI PLATINUM LTF
-AXIS FLIPKART LTF
-IDFC FIRST MILLINIA LTF
-ONE CARD(FEDERAL BANK) LTF
-SBI PRIME VISTARA PAID
Considering:
- HAVE AN IN-APP OFFER FOR ICICI EMERALDE FYF(just got verbal confirmation but not written)

Current Spends: (per annum)
Zomato and Swiggy : 20-26k
Zepto + Swiggy Instamart: 1.2 -1.43Lac
Insurance: 60k
Int. Travel : 1.8 -2.6Lac
Utility Bills: 48k

IMP: currently getting rejections for any hdfc cards, so that option would be difficult

would appreciate any suggestions of cards to close or add ideally for above spends.
Have a suggestion for SBI cashback from my other post, checking that out now
thanks

 

[Anindya98]

Hi new to community and need help to better utilize my cards or add/close useless ones

My current cards
-ICICI MMT PLATINUM LTF
-ICICI PLATINUM LTF
-AXIS FLIPKART LTF
-IDFC FIRST MILLINIA LTF
-ONE CARD(FEDERAL BANK) LTF
-SBI PRIME VISTARA PAID
Considering:
- HAVE AN IN-APP OFFER FOR ICICI EMERALDE FYF(just got verbal confirmation but not written)

Current Spends: (per annum)
Zomato and Swiggy : 20-26k
Zepto + Swiggy Instamart: 1.2 -1.43Lac
Insurance: 60k
Int. Travel : 1.8 -2.6Lac

would appreciate any suggestions of cards to close or add ideally for above spends.
Have a suggestion for SBI cashback from my other post, checking that out now
thanks

SBI CB for all Online Spends
HDFC Swiggy Card for Swiggy and Instamart Spends
Insurance via APV
Int. Travel - AU Ixigo for 0 Forex Charges
I don't think you can extract much benefit by getting Axis Atlas.
For Grocery HSBC Live+ also gives 10% up to 1000

 

[technogurpreet]

SBI CB for all Online Spends
HDFC Swiggy Card for Swiggy and Instamart Spends
Insurance via APV
Int. Travel - AU Ixigo for 0 Forex Charges
I don't think you can extract much benefit by getting Axis Atlas.
For Grocery HSBC Live+ also gives 10% up to 1000

Thanks for the suggestions will check them out. getting rejections for hdfc cards , any akternative for that?

 

[Kumar93196]

Thanks for the suggestions will check them out. getting rejections for hdfc cards , any akternative for that?

Alternative of hdfc swiggy is hsbc live+ card.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

How you got verbal confirmation for emeralde FYF? Can you pls share? I am seeing paid emeralde in my iMobile but i would like to try it FYF.

 

[technogurpreet]

How you got verbal confirmation for emeralde FYF? Can you pls share? I am seeing paid emeralde in my iMobile but i would like to try it FYF.

RM , no other method worked, but i doubt its genuine, reading others experience here with RM and how they tend to mislead.