Card Tokenization

[Deleted member 11974]

Hi,
I was a bit confused with the whole thing regarding card tokenization.

https://www.hdfcbank.com/personal/pay/cards/service/cards-tokenization

Here it mentions merchants cant store your CVV
Now I did a transaction on the big basket while my Amex cards were tokenized.
In the haste of the moment, I didn't see that I had entered the cvv of Amex card no 1 on the saved card details of Amex card no 2.
when I realized that this has happened was pretty surprised because I did it again just to see that merchants are storing the CVV while tokenization
Now two questions is this the plight on every website or is it a lapse of compliance from Amex/BigBasket?
In this case, i won't be eligible for a chargeback claim because they will claim that the OTP has been validated and if your email isn't secure you will end up beinng liable

 

[RajS]

I always enter wrong cvv for all payments in swiggy, amazon, and most tokenised sites... The payment goes through fine. It seems right cvv is required for first payment or saving a card, not for saved carda

 

[D₹V]

CVV is not required if card is tokenized. You can enter wrong CVV and transaction will go through. Previously it was available in Visa, MC etc. RuPay also allowed it recently.