Just saw this thread and I had to add my 2 bits 🙂🙂 I’ve had a great experience so far - have an IndusInd easydiner card and got a emailer to sign up. Was quite intrigued by the proposition of first of its kind credit card experience - as the mailer said. The installation process did take a few minutes - but they say that upfront in the communication but that’s to ensure security imo - but frankly sim verification process gave me comfort. I would much rather spend 5 mins extra to set up a secured verified app!! Now I no longer need to login into the bank app for anything related to my card. My transaction details, reward points , card offers - it’s all in one place! Even shows me where my money is going. Turns out I’ve been eating out too much 😀 Much needed innovation in credit card space by IndusInd imo.