Cashback and reward points capping per Calendar month or per billing cycle

[jack333]

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So i'm creating this common thread for all cards. Making it a wiki post so all can contribute.


By Calendar Month

SL No	Bank	Card / Portal	Capping	Special Notes
1	HDFC	Smart Buy
2	HDFC	Millenia
3	Amex	MRCC
4	Amex	Gold Charge
5	Axis	Magnus
6	Axis	IOCL

By Billing Cycle / Statement

SL No	Bank	Card / Portal	Capping	Special Notes
1	HDFC	Infinia
2	HDFC	Regalia
3	HDFC	Swiggy
4	HDFC	Tata Neu Infinity
5	HDFC	Tata Neu Plus
6	HDFC	BIZ Black
7	AXIS	Airtel
8	AXIS	Ace
9	AXIS	Premium IOCL
10	AXIS	Flipkart
11	AXIS	Cashback
12	AU	Zenith
13	AU	Lit
14	YES	Reserve
15	Kotak	Myntra
16	BOB	Eterna
17	BOB	Snapdeal
18	SBI	Cashback
19	RBL	Duet
20	HSBC	cashback
21	HDFC	IRCTC
22	SC	Smart

 

[Krishna Kumar]

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So im creating this common thread for all cards. Making it a wiki post so all can contribute.

Per calendar month
1. Hdfc smartbuy
2. Millenia credit card
3. SC smart
4. HSBC cashback
5. All debit cards as there is no billing cycle!


Per Billing cycle
1. Hdfc swiggy
2. Hdfc regalia
3. Hdfc infinia
4. Axis airtel
5. Axis ace
6. Yes reserv
7. Neu infinity
8. Kotak myntra
9. Bob eterna
10. Bob snapdeal
11. Hdfc biz black
12. Sbi cashback

Good work👍🏻 thank you

 

[jack333]

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So im creating this common thread for all cards. Making it a wiki post so all can contribute.

Per calendar month
1. Hdfc smartbuy
2. Hdfc Millenia
3. SC smart
4. HSBC cashback
5. All debit cards as there is no billing cycle!


Per Billing cycle
1. Hdfc swiggy
2. Hdfc regalia
3. Hdfc infinia
4. Axis airtel
5. Axis ace
6. Yes reserv
7. Neu infinity
8. Kotak myntra
9. Bob eterna
10. Bob snapdeal
11. Hdfc biz black
12. Sbi cashback

Tagging the army for contributions. Please edit the post as i've made it a wiki post

@CardCraftsman.
@CCFan12
@Enthusiast
@sourpai
@Parvesh Goyal
@TheMentalist
@hs23new
@Sahilhenzy
@Survivor35
@paresh22
@rockking1994
@insight
@drsel
@Chaitanya-a
@Dharm
@MangoRush
@D₹V
@VISHESH_BANSAL
@chasni
@dino
@AritraSaha
@0xfallup
@seekndestroy99
@dino
@kshitij_0
@vinrey287
@tryabp
@sm9811911
@Harry1
@Rohan
@rockyBalboa
@imdjay
@sheru
@gamersgzb
@Pravnz
@shutapdiya
@shrewdoc
@manishtaneja90
@starstruck
@Oscar
@James
@Arun Pratheep
@Shubham Yadav
@CP24
@credit_debit
@kushhh
@fageriaji
@iAmPm
@Piyush_Jaiswal
@sxchzy
@CyberPsych
@Deepak_Shetty
@jimmypappachan
@S.S.
@xxScriptzxx
@BeingIncog
@plastikman
@lhgeek
@knight
@Akashn
@RupayMan
@Rkr
@ChurningNoob
@varunsridharan
@WandereR
@abhinav_
@D7162
@chenrichy
@iNokia
@prc1990
@EINSTEIN
@ADITYA1904
@TheTrickySid
@Tejo
@Dexter
@Rocky Bhai
@ItsAnilSingh
@4uziaul
@007
@nitrogenSingh
@Rahul Gupta
@NOOBY
@Pavan
@ARV
@Predator
@CC-Muncher
@WhoU
@RewardsAlert
@pprakash11
@Copycat
@CardSeeker
@rp0703
@Strange
@Kamal
@vaibhav111
@Dr. Drake
@Rohith_Kumar_Sp
@Walter White
@jack333
@hks789
@Shrinit Padwal
@gurubhai
@ashwink
@bugmenot
@#aniket
@varun__goel_
@Vasuki
@Abhishek012
@SSV
@tanvi
@Anil_Singh
@the_dark_knight
@pinki
@its_karan
@doraemon
@AlphaCAT
@𝙇.𝙆. 𝐓𝐢𝕨𝐚𝐫𝚒
@SSV
@pinki
@Anil_Singh
@s1t2y3a3m6
@techt
@NShah
@Wealth is my birth right!

 

[iamdhamo]

Tagging the army for contributions. Please edit the post as i've made it a wiki post

@CardCraftsman.
@CCFan12
@Enthusiast
@sourpai
@Parvesh Goyal
@TheMentalist
@hs23new
@Sahilhenzy
@Survivor35
@paresh22
@rockking1994
@insight
@drsel
@Chaitanya-a
@Dharm
@MangoRush
@D₹V
@VISHESH_BANSAL
@chasni
@dino
@AritraSaha
@0xfallup
@seekndestroy99
@dino
@kshitij_0
@vinrey287
@tryabp
@sm9811911
@Harry1
@Rohan
@rockyBalboa
@imdjay
@sheru
@gamersgzb
@Pravnz
@shutapdiya
@shrewdoc
@manishtaneja90
@starstruck
@Oscar
@James
@Arun Pratheep
@Shubham Yadav
@CP24
@credit_debit
@kushhh
@fageriaji
@iAmPm
@Piyush_Jaiswal
@sxchzy
@CyberPsych
@Deepak_Shetty
@jimmypappachan
@S.S.
@xxScriptzxx
@BeingIncog
@plastikman
@lhgeek
@knight
@Akashn
@RupayMan
@Rkr
@ChurningNoob
@varunsridharan
@WandereR
@abhinav_
@D7162
@chenrichy
@iNokia
@prc1990
@EINSTEIN
@ADITYA1904
@TheTrickySid
@Tejo
@Dexter
@Rocky Bhai
@ItsAnilSingh
@4uziaul
@007
@nitrogenSingh
@Rahul Gupta
@NOOBY
@Pavan
@ARV
@Predator
@CC-Muncher
@WhoU
@RewardsAlert
@pprakash11
@Copycat
@CardSeeker
@rp0703
@Strange
@Kamal
@vaibhav111
@Dr. Drake
@Rohith_Kumar_Sp
@Walter White
@jack333
@hks789
@Shrinit Padwal
@gurubhai
@ashwink
@bugmenot
@#aniket
@varun__goel_
@Vasuki
@Abhishek012
@SSV
@tanvi
@Anil_Singh
@the_dark_knight
@pinki
@its_karan
@doraemon
@AlphaCAT
@𝙇.𝙆. 𝐓𝐢𝕨𝐚𝐫𝚒
@SSV
@pinki
@Anil_Singh
@s1t2y3a3m6
@techt
@NShah
@Wealth is my birth right!

So these many people are experts? Not sure who to tag for our queries

 

[jack333]

So these many people are experts? Not sure who to tag for our queries

These are the soldier's of commander's army

 

[the_collector]

There is a lot of confusion as some cards have points and cashback capping per calender month and some have per billing cycle. So i'm creating this common thread for all cards. Making it a wiki post so all can contribute.

Per calendar month
1. Hdfc smartbuy
2. Hdfc Millenia
3. SC smart
4. HSBC cashback
5. All debit cards as there is no billing cycle!


Per Billing cycle
1. Hdfc swiggy
2. Hdfc regalia
3. Hdfc infinia
4. Axis airtel
5. Axis ace
6. Yes reserv
7. Neu infinity
8. Kotak myntra
9. Bob eterna
10. Bob snapdeal
11. Hdfc biz black
12. Sbi cashback

I can't edit so adding here :

1. Amex MRCC ( 4x1500 and 20k) - calendar month

 

[Obhi]

what about Axis IOCL?

 

[jack333]

what about Axis IOCL?

Please look into it and also share here

 

[jack333]

So these many people are experts? Not sure who to tag for our queries

Commander ko bulana to bhool gaye @Abhishek012 apna yogdaan dijiye ya phir koi nai trick share kijiye

 

[Wealth is my birth right!]

These are the soldier's of commander's army

👊

So these many people are experts? Not sure who to tag for our queries

Everyone learn something daily😊😍

 

[jack333]

what about Axis IOCL?

I checked it for you
Axis iocl per calendar month
Axis premium iocl per statement cycle

 

[iamdhamo]

Commander ko bulana to bhool gaye @Abhishek012 apna yogdaan dijiye ya phir koi nai trick share kijiye

English translation pls

 

[Obhi]

Please look into it and also share here

its calendar month I guess.

 

[Obhi]

Au Zenith Billing cycle

 

[VasukiVasuki is verified member.]

what about Axis IOCL?

250 edge reward points for non fuel transction
2- 2-3 k Edge points something not exact

 

[jack333]

For neu infinity its statement cycle i think. Someone has entered into calendar month

 

[Obhi]

HSBC Cashback is capped per billing cycle not calendar month.

 

[pprakash11]

HSBC Cashback is capped per billing cycle not calendar month.

I'm confused b/w your post & @jack333 post now.
Please clarify.

 

[drsel]

English translation pls

English translation pls

Forgot to call commander --Abhishek give your advice or share a new trick

 

[PavvanPavvan is verified member.]

Thank you for tagging me @jack333
Very useful for me