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Cashback on BoB Snapdeal UPI credit card
- Thread starter Msd007
- Start date
raghu.rokda
TF Legend
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I just got my card yesterday - btw it says that the cashback kicks in when we pay the joining fee. Does it mean we should wait for the first statement due date before we start to get the cashback? My Easy card (for which this is an additional card) bills on 1 Oct next and payment will be due on 20 Oct, so that's quite some time to wait!). @raghu.rokda could you please answer my query? 🙂
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raghu.rokda
TF Legend
Cashback automatically credited in card on 1 oct
and shown in next statement
vaibhavpp0707
TF Premier
I use this card for UPI transactions over my hdfc tata neu plus. Cause this card gives 1% value back on UPI transactions and while paying bill I load money in payzapp wallet through Junio which gives 1.5% cashback instantly and pay. So 1+1.5 = 2.5%
Each "Kiwis" will be currently worth Rs 0.25/
Bob snapdeal gives 4 points for every 100 1 point is 0.25 rs so 1% from upi you can get upto 500 points a month that is 125rs by doing 12500rs transactions vai upi
You can also get 2.5% for online spends upto 500rs by doing 20000 rs transactions
And unlimited 5% on snapdeal website
For IRCTC i would sugguest HDFC millenia you get 5% trough smart buy
Pack_of_Cards
TF Premier
IRCTC is not government bro, its a service in return of payment, same as OLA or UBER, Law classifies it as 'fare paying passenger' it is classfied differently even if it is a Government enterprise same as once AirIndia was a government entity before TATA acquisition.
panchabhut
TF Ace
Axis Bank treated air tickets booked from Balmer Lawrie site as "govt" txn
Abhishek012
TF Pioneer
Balmer Lawrie is Goverment Of India Portal.
panchabhut
TF Ace
Comment was made with reference to earlier post regarding IRCTC. Both IRCTC and Balmer Lawrie are CPSU - company registered under the Companies Act in which major shareholder is Govt of India.
But yes, the booking was made in the sub-portal applicable for Govt employees, so may be that makes it different.
vaibhavpp0707
TF Premier
@Abhishek012 still this card gives 2.5% value back on wallet load ?
100Rabh_negi
TF Premier
So if i add 10K+10K into Mobikwik wallet , will i be getting 500Rs in cashback? =>>> Paying 20590INR for 20K Wallet load
If YES then i will get 200Rs from CENTURY while loading and another 205Rs while paying CC Bill via HDFC Platinum Debit card.
so by spending 20000 + 590 ( 2.95% Wallet Loading charges ) => 20K in wallet + 405 From CENTURY & HDFC Billpay + 500 From CC Cashback, total benefit of 315 Rs. Annual Fees recovered in 1 month. Sounds like a plan ?
Abhishek012
TF Pioneer
Yes and you are asking about BoB Snapdeal credit card ?
Note - You will get 2.5% cashback till Rs33,333 transaction per billing cycle.
In all BoB cards, limit is specified only for bonus points and not for usual points. All these 3 cards are verified. All limits are per billing cycle.
For Eterna, there is 5000 limit on bonus points. But that is calculated only on 12 per 100, not 15 per 100. So it gives total 6250 (1250 regular + 5000 bonus) points on 41667.
For HPCL, there is 1000 limit on bonus points. But that is calculated only on 8 per 150, not 10 per 150. So it gives total 1250 (250 regular + 1000 bonus) points on 18750.
For Snapdeal, there is 2000 limit on bonus points. But that is calculated only on 6 per 100, not 10 per 100. So it gives total 3333 (1333 regular + 2000 bonus) points on 33333.
100Rabh_negi
TF Premier
Yes I am asking about BOB Snapdeal card, which I already applied and it's under approval process. So it should also give 2.5% on giftcard vouchers purchase from wooho,Paytm etc right?? Since tA&c says 2.5% on ONLINE SHOPPING, departmental and grocery. So I guess this should be giving 2.5% for all online(billpay,wallet load,insurance,giftcard etc) purchases. Correct me if I am wrong.
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