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Cashback on Insurance payment using smart credit card

Earning 2% cashback on an LIC payment using a Standard Chartered Smart Credit Card is possible, but not guaranteed.

Here's why: SC CC offers 2% cashback on online transactions. This applies to LIC's website if the payment is categorized as an online transaction by the bank.
Some credit card issuers exclude insurance payments from cashback categories. While SC advertises the Smart Credit Card for online spending, they might exclude insurance on their end.

Check this out: - sc smart cashback query
 
If you have SBI Cashback credit card, I would suggest you to use that. Buy Amazon Pay gift cards from Amazon using SBI Cashback credit card and load them into your Amazon wallet. Pay the bill using Amazon pay and choose Amazon wallet on the payment method page.
 
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