Received limit enhancement on my smart credit card

[Akb]

I received a limit enhancement on my SC smart credit card today. Limit increases from 4.16L to 5.88L.
My spends this year is close to 1.2L but my card is less than a year old, so I was pleasantly surprised with the offer knowing SC’s reputation with limit enhancements 🙂
Check yours on the app.

 

[vibrant143]

Got limit increase offer but after processing, my request got declined. Any body faced this issue? How can it be pre approved offer then?

I also got limit enhancement offer through sms. I called the customer care for pre approved limit enhancement. He created request for me . After two days I got sms that my request has been rejected due to bank internal policy. When I checked app there it was showing limit enhancement offer . I applied through that I got request rejected on app screen but at the same time , I got sms and email for successful limit enhancement. After that it took 7 days to get enhanced limit visible in the app.

 

[AlgoTrader]

I also got limit enhancement offer through sms. I called the customer care for pre approved limit enhancement. He created request for me . After two days I got sms that my request has been rejected due to bank internal policy. When I checked app there it was showing limit enhancement offer . I applied through that I got request rejected on app screen but at the same time , I got sms and email for successful limit enhancement. After that it took 7 days to get enhanced limit visible in the app.

Thats messed up on many levels

 

[Desu Sarath]

I got SC smart 2 weeks back with 2l limit. Even now I can still see SC smart pre approved offer with 6l limit. I don't understand the concept of SC, how can they still show the same card I have with huge jump in limit. Funny 🤣

 

[prc1990]

I received a limit enhancement on my SC smart credit card today. Limit increases from 4.16L to 5.88L.
My spends this year is close to 1.2L but my card is less than a year old, so I was pleasantly surprised with the offer knowing SC’s reputation with limit enhancements 🙂
Check yours on the app.

An unrelated question: For SCB Smart if we spent 120K or above in the last year, is the annual fee not posted at all or does the fee get charged followed by reversal? How does it work can you let me know pls?

 

[helloworld]

An unrelated question: For SCB Smart if we spent 120K or above in the last year, is the annual fee not posted at all or does the fee get charged followed by reversal? How does it work can you let me know pls?

https://www.technofino.in/community...ultimate-upgrade-suggestion.21868/post-553428
. . .

 

[fageriaji]

I have SC titanium and Smart and didn't receive any LE offer in last 3 years.

What to do ?

 

[Random123]

Received LE on SC Ultimate from 4.35L to 6.75L today

 

[KLB@96]

does EMI transactions count towards fee waiver for stan c smart card ?

 

[Heehaahee]

does EMI transactions count towards fee waiver for stan c smart card ?

Yes, it will

 

[Wealth is my birth right!]

Received LE on SC Ultimate from 4.35L to 6.75L today

Good jump
Hope ultimate is ur high spend card

 

[Random123]

Good jump
Hope ultimate is ur high spend card

Thanks, yes it is the go-to card though the reward redemptions are becoming worse day by day

 

[Wealth is my birth right!]

Thanks, yes it is the go-to card though the reward redemptions are becoming worse day by day

Do they provide rewards for fuel under ultimate?
I upgrade mine if fuel permits to reward
Standard Chartered had a super value titanium card for fuel but not issuing now

 

[Random123]

Do they provide rewards for fuel under ultimate?
I upgrade mine if fuel permits to reward
Standard Chartered had a super value titanium card for fuel but not issuing now

No I don't think so. According to https://www.sc.com/in/credit-cards/ultimatecreditcardfaqs/
From April 2nd, 2023, no reward points will be earned for Fuel transactions on StanChart Ultimate credit card.

 

[Random123]

Do they provide rewards for fuel under ultimate?
I upgrade mine if fuel permits to reward
Standard Chartered had a super value titanium card for fuel but not issuing now

Do you have existing SC credit card ? I see the Apply Now still present in website for Titanium card, doesn't it work ?

 

[Wealth is my birth right!]

Do you have existing SC credit card ? I see the Apply Now still present in website for Titanium card, doesn't it work ?

Currently i have manhattan card and newly introduced rewards mc from scb
Titanium wont get verification by 1/- i guess
Tried applying by calling cc they said its closed

 

[vaibhavpp0707]

Got limit enhancement yesterday on my SC smart from 3.2 lacs to 7.5 lacs